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714 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 714 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 900 sqft · built 1900
Lot Size0.171 acres (7,449 sqft)
OwnerIndividual Name on File
Last Sale$37,000 (Jul 2019)
Tax Bill$789 (2026)
Deeds & MortgagesJul 2019 Sale
Sep 2017 Sale
Flood ZoneZone X (minimal risk)
APN160-016-181-008-00

Property Details

APN / Parcel Number

Primary APN160-016-181-008-00
Alternative APN
  • 0913001618100800

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area900 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Unfinished Basement900 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area7,449 sqft (0.171 acres)
Lot Dimensions255 ft deep x 50 ft wide
PorchPorch
Porch Area24 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address714 E SMITH ST
CityBAY CITY
StateMI
Zip48706-3964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE
Legal DescriptionLOT 3 & E 50 FT OF LOT 5 EXC E 6 FT OF LOT 5 DOMINIC JEANS ADD TO W BC ***6/9/2021 DESCRIPTION CHANGE ONLY - DID NOT RETIRE
Legal SubdivisionDOMINIC JEANS ADD
Legal Lot Number3,5
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3010
Census Tract281300

Owner

714 E Smith St is owned and occupied by an individual who bought it in July 2019.

Source: Bay County records, as of August 3, 2026

Owner of RecordIndividual Name on File
Mailing Address714 E SMITH ST, BAY CITY, MI 48706-3964
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2019Warranty Deed, Transfer
NOT AVAILABLE
Sep 26, 2017Warranty Deed, Transfer
HOME/LAND TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2019 · Amount on File
Deed SaleJul 24, 2019 · Amount on File
Prior SaleSep 26, 2017 · Amount on File
Deed Document Number201910228
Prior Transfer DateJul 26, 2012
Prior Transfer Doc0029060656
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateJul 24, 2019
Property Address714 E SMITH ST, BAY CITY, MI 48706-3964
Document Number0000010228
Instrument DateJul 18, 2019
Instrument10228
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$318.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address924 W REISINGER RD TWINING MI 487669745, TWINING, MI 48766-9745

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateSep 26, 2017
Property Address714 E SMITH ST, BAY CITY, MI 48706-3964
Document Number0032400628
Book / Page003240 / 000628
Instrument DateSep 21, 2017
Transaction TypeTransfer
Record UpdatedNov 8, 2017
Title CompanyHOME/LAND TITLE INC

Transaction

AmountAmount on Record
Tax$154.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3183 E BULLOCK CREEK DR MIDLAND MI 486408910, MIDLAND, MI 48640-8910

Tax Assessment & Valuation

The 2026 property tax bill for 714 E Smith St was $789 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$789.00 Homeowner's exemption$25,100$50,200
2023$18,650$37,300
2022$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 E Smith St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 E Smith St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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