712 E Smith St, Bay City, MI 48706 Property Records

Bay County property record for 712 E Smith St, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 709 sqft · built 1932
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$35,000 (Apr 2018)
Tax Bill$762 (2022)
Deeds & MortgagesMay 2018 Transfer
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN160-016-181-007-00

Property Details

APN / Parcel Number

Primary APN160-016-181-007-00
Alternative APN
  • 0913001618100700

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area709 sqft Living Area
1st Floor Area709 sqft
Basement Area356 sqft

Exterior

Year BuiltBuilt 1932
Architectural StyleBungalow
Exterior MaterialSiding
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions155 ft deep x 56 ft wide
PorchPorch
Porch Area40 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Old Parcel Number0913001618100700
Street Address712 E SMITH ST
CityBAY CITY
StateMI
Zip48706-3964
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 SINGLE FAML
Legal DescriptionLOT 4 & W 56.25 FT OF LOT 5 DOMINIC JEANS ADD TO W BC
Legal SubdivisionDOMINIC JEANS ADD
Legal Lot Number4-5
JurisdictionBAY MI
Township / Civil DivisionBAY CITY
Census Block Group3
Census Block3010
Census Tract281300

Owner

Source: Bay County records, as of December 15, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address712 E SMITH ST, BAY CITY, MI 48706-3964
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 4, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleApr 4, 2018 · Amount on Record
Deed Document Number0000003868
Last Transfer DateMay 11, 2018
Transfer Doc0000006848
Record UpdatedJun 7, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY MI
Recording DateMay 11, 2018
Property Address712 E SMITH ST, BAY CITY, MI 48706-3964
Document Number0000006848
Instrument DateMay 9, 2018
Instrument6848
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 BRADFIELD ST BAY CITY MI 487063913, BAY CITY, MI 48706-3913

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateApr 4, 2018
Property Address712 E SMITH ST, BAY CITY, MI 48706-3964
Document Number0000003868
Instrument DateMar 27, 2018
Instrument3868
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$301.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3434 CORWIN RD #1034 WILLIAMSTON MI 488959775, 1034, WILLIAMSTON, MI 48895-9775

Tax Assessment & Valuation

Source: Bay County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
MunicipalityBay City
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$20,900$41,800
2022$762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimMar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BAY CITY
serves 32,255 people · EPA ID MI0000470
Water SourcePurchased surface water from BAY AREA WATER SYSTEM
Last State InspectionNov 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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