714 E Montgomery Ave, Spokane, WA 99207 Property Records

Spokane County property record for 714 E Montgomery Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,109 sqft · built 1931
Lot Size0.128 acres (5,595 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jul 2026)
Tax Bill$3,269 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35084.0705

Property Details

APN / Parcel Number

Primary APN35084.0705

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area2,109 sqft Living Area
Gross Area2,946 sqft
1st Floor Area982 sqft
AtticAttic
Attic Area982 sqft
Basement Area982 sqft
Finished Basement982 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 2013
Architectural StyleBungalow
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,595 sqft (0.128 acres)
Lot Dimensions111 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address714 E MONTGOMERY AVE
CitySPOKANE
StateWA
Zip99207-2667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionHEATHS 5TH L5 B7
Legal Range43E
Legal Township25N
Legal Section08
Legal SubdivisionHEATHS ADD 05
Legal Block7
Legal Lot Number5
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1025
Census Tract2501

Owner

714 E Montgomery Ave is owned and occupied by an individual who bought it in July 2026.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address714 E MONTGOMERY AVE, SPOKANE, WA 99207-2667
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Warranty Deed, Transfer · Conventional Mortgage
SPOKANE TEACHERS CREDIT UNION
Oct 8, 2019Warranty Deed, Transfer
WASHINGTON STATE HOUSING FIN COMMIS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2026 · Amount on File
Deed SaleJul 30, 2026 · Amount on File
Prior SaleOct 8, 2019 · Amount on File
Deed Document Number20267505403
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJul 30, 2026
Property Address714 E MONTGOMERY AVE, SPOKANE, WA 99207-2667
Document Number0007505403
Instrument DateJul 28, 2026
Instrument20267505403
Transaction TypeTransfer
Record UpdatedAug 6, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$566,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 E MONTGOMERY AVE, SPOKANE, WA 99207-2667

Mortgage

Document Number0007505404,
DateJul 30, 2026
Instrument20267505404
Lender
NameSPOKANE TEACHERS CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateOct 8, 2019
Property Address714 E MONTGOMERY AVE, SPOKANE, WA 99207-2667
Document Number0006851091
Map ReferenceVOL B PG 40
Instrument DateOct 7, 2019
Instrument6851091
Transaction TypeTransfer
Record UpdatedSep 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$4,116.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 E MONTGOMERY AVE, SPOKANE, WA 99207-2667

Mortgage

Document Number0006851093
DateOct 8, 2019
Instrument6851093
Lender
NameWASHINGTON STATE HOUSING FIN COMMIS
TypeGovernment Agency
Agreement
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Mortgage

Document Number0006851092
DateOct 8, 2019
Instrument6851092
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 714 E Montgomery Ave was $3,269, up 0.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,269.00 (+0.34%)$317,600 Land $80,000 Building $237,600$317,600 Land $80,000 Building $237,600
2025$3,258.00
2024$334,700 (+36.5%) Land $65,000 Building $269,700$334,700 (+36.5%) Land $65,000 Building $269,700
2023$3,275.00 (+14.11%)$245,200 (-) Land $45,000 Building $200,200$245,200 (-) Land $45,000 Building $200,200
2022$2,870.00$245,200 Land $45,000 Building $200,200$245,200 Land $45,000 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 E Montgomery Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 E Montgomery Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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