Spokane County property record for 703 E Montgomery Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,137 sqft · built 1905 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Jul 2025) |
| Tax Bill | $2,579 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35084.0605 |
| Primary APN | 35084.0605 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,137 sqft Living Area |
| Gross Area | 1,758 sqft |
| 1st Floor Area | 586 sqft |
| Upper Floors Area | 586 sqft |
| Basement Area | 586 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 386 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 256 sqft |
| Patio Area | 70 sqft |
| Canopy | 326 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 703 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | HEATHS 5TH L5 B6 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS ADD 05 |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2501 |
703 E Montgomery Ave is owned and occupied by two individuals who bought it in July 2025.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 703 E MONTGOMERY AVE, SPOKANE, WA 99207-2668 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHEATLAND BANK |
| Mar 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on File |
| Deed Sale | Jul 11, 2025 · Amount on File |
| Prior Sale | Mar 3, 2020 · Amount on File |
| Deed Document Number | 20257427526 |
| Prior Transfer Date | May 1, 2006 |
| Prior Transfer Doc | 0005375103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 703 E MONTGOMERY AVE, SPOKANE, WA 99207-2668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007032491 |
|---|---|
| Date | Feb 9, 2021 |
| Instrument | 7032491 |
| Name | WHEATLAND BANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Mar 3, 2020 |
| Property Address | 703 E MONTGOMERY AVE, SPOKANE, WA 99207-2668 |
| Document Number | 0006897836 |
| Map Reference | VOL B PG 40 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 6897836 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 E MONTGOMERY AVE, SPOKANE, WA 99207-2668 |
| Document Number | 0006897837 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 6897837 |
| Name | WHEATLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 703 E Montgomery Ave was $2,579, up 0.9% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,579.00 (+0.86%) | $277,300 (+10.3%) Land $80,000 Building $197,300 | $277,300 (+10.3%) Land $80,000 Building $197,300 |
| 2025 | $2,557.00 | $251,400 (-9.14%) Land $75,000 Building $176,400 | $251,400 (-9.14%) Land $75,000 Building $176,400 |
| 2024 | $276,700 (+35.04%) Land $65,000 Building $211,700 | $276,700 (+35.04%) Land $65,000 Building $211,700 | |
| 2023 | $2,709.00 (+12.83%) | $204,900 Land $45,000 Building $159,900 | $204,900 Land $45,000 Building $159,900 |
| 2022 | $2,401.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 703 E Montgomery Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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