714 E Main St, Grayson, KY 41143 Property Records

Carter County property record for 714 E Main St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,264 sqft · built 1979
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Feb 2025)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Feb 2025 Sale & Line of Credit Jan 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`104-20-00-004.00`

Property Details

APN / Parcel Number

Primary APN	`104-20-00-004.00`
Alternative APNs	`25413` `35007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,264 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Rolling
View / Lot	Waterfront - Canal
Garage Type	Attached
Garage Area	800 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	35007
Street Address	714 E MAIN ST
City	GRAYSON
State	KY
Zip	41143-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1046
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2025	Special Warranty Deed, Transfer · Line of Credit PENNYMAC LOAN SERVICES LLC
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 31, 2024	Commissioner's Deed, Foreclosure
Jan 31, 2024	Commissioner's Deed, Foreclosure
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20251004223
Deed Book / Page	532 / 641
Prior Transfer Date	Oct 11, 2014
Prior Transfer Doc	0OR331/583
Record Updated	Jun 8, 2026

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Feb 28, 2025
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Document Number	000532/641
Book / Page	532 / 641
Instrument Date	Jan 27, 2025
Instrument	1004223
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 EXCELLENCE WAY, PLANO, TX 75023-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	714 E MAIN ST, GRAYSON, KY 41143-1422

Mortgage

Document Number	000532/645
Date	Feb 28, 2025
Book Page	532/645
Instrument	1004227

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR369/866
Date	Jan 24, 2017
Book Page	OR369/866
Instrument	379018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2042

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR448/194
Date	Feb 5, 2021
Book Page	OR448/194
Instrument	495934

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Dec 1, 2040

January 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Jan 31, 2024
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Document Number	0000513/15
Book / Page	513 / 15
Instrument Date	Jan 9, 2024
Instrument	988577
Transaction Type	Foreclosure
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 S UNION PARK AVE STE 400, 400, MIDVALE, UT 84047-5560
Mail Care Of	RADIAN REAL ESTATE MANAGEMENT
Investor	Possibly a Property Investor

January 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Jan 31, 2024
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Document Number	0000513/15
Book / Page	513 / 15
Instrument Date	Jan 3, 2024
Instrument	988577
Transaction Type	Foreclosure
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7730 S UNION PARK AVE STE 400, 400, MIDVALE, UT 84047-5560
Mail Care Of	RADIAN REAL ESTATE MANAGEMENT
Investor	Possibly a Property Investor

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	714 E MAIN ST, GRAYSON, KY 41143-1422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR369/866
Date	Jan 24, 2017
Book Page	OR369/866
Instrument	379018

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (+2.04%)	$152,560 (+3.08%)	$152,560 (+3.08%)
2023	$1,275.00	$148,000	$148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Foothills Communications.

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