708 E Main St, Grayson, KY 41143 Property Records

Carter County property record for 708 E Main St, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 952 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Jan 2019)
Tax Bill	$507 (2025)
Deeds & Mortgages	May 2019 Line of Credit Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`104-20-00-010.00`

Property Details

APN / Parcel Number

Primary APN	`104-20-00-010.00`
Alternative APN	`29513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	952 sqft Living Area
Basement Area	952 sqft
Finished Basement	952 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Terrain	Steep
View / Lot	Waterfront - Canal
Garage Type	Mixed
Garage Area	1,044 sqft
Driveway	Asphalt Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	29513
Street Address	708 E MAIN ST
City	GRAYSON
State	KY
Zip	41143-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	1
Census Block	1046
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	708 E MAIN ST, GRAYSON, KY 41143-1422
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON
Sep 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE COMMERCIAL BANK OF GRAYSON
Jan 22, 2019	Limited Warranty Deed, Transfer
Mar 1, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on Record
Deed Sale	Jan 22, 2019 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2019387552
Deed Book / Page	405 / 256
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	708 E MAIN ST, GRAYSON, KY 41143-1422
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR411/737
Date	May 31, 2019
Book Page	OR411/737
Instrument	389040

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Jan 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	708 E MAIN ST, GRAYSON, KY 41143-1422
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR417/846
Date	Sep 11, 2019
Book Page	OR417/846
Instrument	390441

Lender

Name	THE COMMERCIAL BANK OF GRAYSON
Type	Bank
Address	GRAYSON, KY 41143

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Mar 5, 2020

January 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jan 22, 2019
Property Address	708 E MAIN ST, GRAYSON, KY 41143-1422
Document Number	0OR405/256
Book / Page	OR405 / 256
Map Reference	DD 23 PG 219
Instrument Date	Jan 10, 2019
Instrument	387552
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15480 LAGUNA CANYON RD # RD100, 15480, IRVINE, CA 92618-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 E MAIN ST, GRAYSON, KY 41143-1422

March 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	CARTER KY
Recording Date	Mar 1, 2018
Property Address	708 E MAIN ST, GRAYSON, KY 41143-1422
Document Number	0OR388/523
Book / Page	OR388 / 523
Instrument Date	Feb 15, 2018
Instrument	383502
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAGUNA CANYON RD STE 100, 100, IRVINE, CA 92618-2132
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Municipality	Grayson City
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$507.00 (-0.98%)	$59,500 (-)	$59,500 (-)
2023	$512.00	$59,500	$59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Foothills Communications.

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