714 Colton Ln, Everson, WA 98247 Property Records

Whatcom County property record for 714 Colton Ln, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,383 sqft · built 2006
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Sep 2017)
Tax Bill	$10,645 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`545010`

Property Details

APN / Parcel Number

Primary APN	`545010`
Alternative APNs	`400336 481482 0000` `182386`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,383 sqft Living Area
1st Floor Area	2,263 sqft
2nd Floor Area	2,120 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2006
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Built-in
Garage Area	1,146 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Patio Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	545010
Street Address	714 COLTON LN
City	EVERSON
State	WA
Zip	98247-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	RIVER'S EDGE LOT 8-TRACT B-SUBJ TO COVENANT TO BIND PROPERTIES DESC AF 2014-0202197
Legal Range	03
Legal Township	40
Legal Section	36
Legal Subdivision	RIVER'S EDGE
Legal Tract	B
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3008
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 COLTON LN, EVERSON, WA 98247-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Aug 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Sep 8, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	2017-0900688
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	714 COLTON LN, EVERSON, WA 98247-9685
Document Number	2201204793
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	714 COLTON LN EVERSON WA 982479685, EVERSON, WA 98247-9685

Mortgage

Document Number	2201204793
Date	Dec 28, 2020
Instrument	1204793

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2040

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	714 COLTON LN, EVERSON, WA 98247-9685
Document Number	2201104607
Instrument Date	Aug 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	714 COLTON LN EVERSON WA 982479685, EVERSON, WA 98247-9685

Mortgage

Document Number	2201104607
Date	Nov 25, 2020
Instrument	1104607

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 24, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 8, 2017
Property Address	714 COLTON LN, EVERSON, WA 98247-9685
Document Number	2170900688
Instrument Date	Sep 5, 2017
Instrument	900688
Transaction Type	Transfer
Record Updated	Jan 8, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,863.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 COLTON LN EVERSON WA 982479685, EVERSON, WA 98247-9685

Mortgage

Document Number	2170900689
Date	Sep 8, 2017
Instrument	900689

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,645.00 (+30.55%)	$1,156,675 (+20.45%) Land $428,092 Building $728,583	$1,156,675 (+20.45%) Land $428,092 Building $728,583
2022		$960,308 Land $157,689 Building $802,619	$960,308 Land $157,689 Building $802,619
2021	$8,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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