705 Colton Ln, Everson, WA 98247 Property Records

Whatcom County property record for 705 Colton Ln, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,373 sqft · built 2005
Lot Size	0.257 acres (11,212 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Oct 2024)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`595983`

Property Details

APN / Parcel Number

Primary APN	`595983`
Alternative APNs	`400336 496444 0000` `136267` `548047`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,373 sqft Living Area
1st Floor Area	2,373 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,212 sqft (0.257 acres)
Garage Type	Attached
Garage Area	689 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	312 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	548047
Street Address	705 COLTON LN
City	EVERSON
State	WA
Zip	98247-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	RIVER'S EDGE LOT 13
Legal Range	03
Legal Township	40
Legal Section	36
Legal Subdivision	RIVER'S EDGE
Legal Lot Number	13
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	3
Census Block	3008
Census Tract	10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 COLTON LN, EVERSON, WA 98247-9685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Intrafamily Transfer, Transfer
Oct 20, 2022	Warranty Deed, Transfer · FHA Mortgage US BANK NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Dec 22, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2024 · Amount on Record
Deed Sale	Oct 24, 2024 · Amount on Record
Prior Sale	Apr 29, 2024
Deed Document Number	2024-1001889
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 29, 2024
Property Address	705 COLTON LN, EVERSON, WA 98247-9685
Document Number	0000402066
Map Reference	AF 2040601684
Instrument Date	Apr 17, 2024
Instrument	2024-0402066
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 20, 2022
Property Address	705 COLTON LN, EVERSON, WA 98247-9685
Document Number	0001001763
Map Reference	AF 2040601684
Instrument Date	Sep 28, 2022
Instrument	2022-1001763
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,272.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 COLTON LN, EVERSON, WA 98247-9685

Mortgage

Document Number	0001001764
Date	Oct 20, 2022
Instrument	2022-1001764

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	705 COLTON LN, EVERSON, WA 98247-9685
Document Number	2200502831
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	705 COLTON LN EVERSON WA 982479685, EVERSON, WA 98247-9685

Mortgage

Document Number	2200502831
Date	May 26, 2020
Instrument	502831

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 22, 2017
Property Address	705 COLTON LN, EVERSON, WA 98247-9685
Document Number	2171202684
Instrument Date	Dec 14, 2017
Instrument	1202684
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,769.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	705 COLTON LN EVERSON WA 982479685, EVERSON, WA 98247-9685

Mortgage

Document Number	2171202685
Date	Dec 22, 2017
Instrument	1202685

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,426.00 (+20.85%)	$589,553 (+12.26%) Land $188,100 Building $401,453	$589,553 (+12.26%) Land $188,100 Building $401,453
2022		$525,188 Land $139,608 Building $385,580	$525,188 Land $139,608 Building $385,580
2021	$4,490.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	22 (2021–2025)
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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