714 Clair St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 714 Clair St, Cedar Falls, IA 50613

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,484 sqft · built 2017
Lot Size	0.244 acres (10,608 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2018)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`8914-01-151-020`

Property Details

APN / Parcel Number

Primary APN	`8914-01-151-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,484 sqft Living Area
1st Floor Area	1,484 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,608 sqft (0.244 acres)
Lot Dimensions	221 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	714 CLAIR ST
City	CEDAR FALLS
State	IA
Zip	50613-1374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GOLDEN EARTH ADDITION LOT 8 EXC THAT PART OF LOT 8 DESC AS FOL COM AT NE COR LOT 8 TH N 89 DEG 33 MIN W 5 FT AKA POB TH S 295
Legal Range	14W
Legal Township	89N
Legal Section	01
Legal Subdivision	GOLDEN EARTH ADDITION
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3022
Census Tract	2604

Owner

714 Clair St, a townhouse, is owned and occupied by two individuals who bought it in October 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREEN BELT BANK & TRUST
Oct 30, 2018	Warranty Deed, Transfer VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on File
Deed Sale	Oct 30, 2018 · Amount on File
Deed Document Number	2018201900007049
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374

Mortgage

Document Number	202100014817
Date	Jan 13, 2021
Instrument	202100014817

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003940
Date	Aug 30, 2019
Instrument	202000003940

Lender

Name	GREEN BELT BANK & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 30, 2018
Property Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374
Document Number	201900007049
Instrument Date	Oct 29, 2018
Instrument	201900007049
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	714 CLAIR ST, CEDAR FALLS, IA 50613-1374

Mortgage

Document Number	201900007050
Date	Oct 30, 2018
Instrument	201900007050

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	171 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 714 Clair St was $3,076 with a homeowner's exemption, up 5.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+5.13%) Homeowner's exemption	$239,450 Land $16,270 Building $223,180	$239,450 Land $16,270 Building $223,180
2024	$2,926.00
2023		$214,220 (+19.98%) Land $16,270 Building $197,950	$214,220 Land $16,270 Building $197,950
2022	$3,070.00 Homeowner's exemption	$178,540 Land $16,270 Building $162,270
2021			$178,540 Land $16,270 Building $162,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Clair St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	231 (1979–2019)
Claims Outside the SFHA	5 of 231
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 76 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Clair St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GigFire, Nextlink.

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