702 Clair St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 702 Clair St, Cedar Falls, IA 50613

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,484 sqft · built 2015
Lot Size0.372 acres (16,218 sqft)
OwnerIndividual Name on File
Last Sale$185,500 (Oct 2016)
Tax Bill$3,352 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN8914-01-151-016

Property Details

APN / Parcel Number

Primary APN8914-01-151-016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,484 sqft Living Area
1st Floor Area1,484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,218 sqft (0.372 acres)
Lot Dimensions306 ft deep x 53 ft wide
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area85 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address702 CLAIR ST
CityCEDAR FALLS
StateIA
Zip50613-1374
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionGOLDEN EARTH ADDITION PART LOT 7 DESC AS BEG AT NW CORNER LOT 7 TH S 89 DEG 32 MIN E 47.52 FT TO POB TH S 88.8 FT TH S 02 DEG
Legal Range14W
Legal Township89N
Legal Section01
Legal SubdivisionGOLDEN EARTH ADDITION
Legal Lot Number7
JurisdictionBLACK HAWK IA
Township / Civil DivisionCEDAR FALLS
Census Block Group3
Census Block3022
Census Tract2604

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address702 CLAIR ST, CEDAR FALLS, IA 50613-1374
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2016 · Amount on Record
Deed SaleOct 10, 2016 · Amount on Record
Deed Document Number20162017-00006893
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address702 CLAIR ST, CEDAR FALLS, IA 50613-1374
Transaction TypeMortgage
Record UpdatedNov 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100014917
DateJan 15, 2021
Instrument202100014917
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityCedar Falls City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,352.00 Homeowner's exemption$241,700 (+10.57%) Land $19,080 Building $222,620$241,700 (+10.57%) Land $19,080 Building $222,620
2024$3,352.00 (+4.55%)
2023$218,590 (+19.73%) Land $19,080 Building $199,510$218,590 (+19.73%) Land $19,080 Building $199,510
2022$3,206.00 Homeowner's exemption$182,570 Land $19,080 Building $163,490
2021$182,570 Land $19,080 Building $163,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 77 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims231 (1979–2019)
Claims Outside the SFHA5 of 231
Most Recent ClaimMar 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 76 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 78 claims
  • Severe Storms & Flooding, Aug 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Falls Municipal Communications Utility
Fiber
10,000 / 10,000
Mediacom Communications
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AMG Technology Investment Group, AT&T, LTD Broadband.

Nearby Properties on Clair St

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