714 Central Ave, Lapel, IN 46051 Property Records

Madison County property record for 714 Central Ave, Lapel, IN 46051

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1909
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Mar 2024)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-10-27-300-047.000-032`

Property Details

APN / Parcel Number

Primary APN	`48-10-27-300-047.000-032`
Alternative APNs	`00001332080` `311078`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Family Room	Family Room

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001332080
Street Address	714 CENTRAL AVE
City	LAPEL
State	IN
Zip	46051-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODWARDS 4TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WILLIAM WOODWARDS FOURTH ADDITION
Jurisdiction	MADISON IN
Township / Civil Division	STONY CREEK
Census Block Group	2
Census Block	2046
Census Tract	11100

Owner

714 Central Ave is owned by an individual who bought it in March 2024.

Source: Madison County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	121 W 12TH ST, LAPEL, IN 46051-9652
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Commercial Mortgage UNIFIED INVESTMENTS LLC
Mar 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Deed Document Number	20243003
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	714 CENTRAL AVE, LAPEL, IN 46051-9638
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026R02658
Date	Feb 23, 2026
Instrument	2026R02658

Lender

Name	UNIFIED INVESTMENTS LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2031

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Mar 5, 2024
Property Address	714 CENTRAL AVE, LAPEL, IN 46051-9638
Document Number	2024R03003
Map Reference	BK 5 PG 77
Instrument Date	Mar 5, 2024
Instrument	2024R03003
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 W 12TH ST, LAPEL, IN 46051-9652

Tax Assessment & Valuation

The 2025 property tax bill for 714 Central Ave was $1,822, up 9.9% from the year before.

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Municipality	Lapel Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (+9.89%)	$91,100 Land $11,800 Building $79,300	$91,100 Land $11,800 Building $79,300
2024	$1,658.00
2023		$75,800 (+3.84%) Land $11,200 Building $64,600	$75,800 (+3.84%) Land $11,200 Building $64,600
2022	$1,465.00	$73,000 Land $10,400 Building $62,600	$73,000 Land $10,400 Building $62,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 714 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 714 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013
Water Source	Groundwater
Last State Inspection	Aug 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
On-Ramp Indiana Fiber · Fixed Wireless	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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