Madison County property record for 615 Central Ave, Lapel, IN 46051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1910 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jan 2018) |
| Tax Bill | $745 (2025) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-10-27-300-038.000-032 |
| Primary APN | 48-10-27-300-038.000-032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 240 sqft |
| Family Room | Family Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 7,260 sqft (0.167 acres) |
| Lot Dimensions | 132 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 168 sqft |
| Patio Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001331985 |
|---|---|
| Street Address | 615 CENTRAL AVE |
| City | LAPEL |
| State | IN |
| Zip | 46051-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODWARDS 4TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT: |
| Legal Subdivision | WM WOODWARDS FOURTH ADDITION |
| Jurisdiction | MADISON IN |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11100 |
615 Central Ave is owned and occupied by an individual who bought it in January 2018.
Source: Madison County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 615 CENTRAL AVE, LAPEL, IN 46051-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on File |
| Deed Sale | Jan 17, 2018 · Amount on File |
| Prior Sale | Jan 15, 2018 · Amount on File |
| Deed Document Number | 2018724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Jan 17, 2018 |
| Property Address | 615 CENTRAL AVE, LAPEL, IN 46051-9510 |
| Document Number | 2018R00724 |
| Map Reference | PB 5 PG 77 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 2018R00724 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 CENTRAL AVE, LAPEL, IN 46051-9510 |
| Document Number | 2018R00725 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 2018R00725 |
| Name | GVC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 615 Central Ave was $745 with a homeowner's exemption, up 17.7% from the year before.
Source: Madison County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Stony Creek Township |
| Municipality | Lapel Town |
| Unified School District | Frankton-Lapel Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $745.00 (+17.69%) Homeowner's exemption | $92,900 Land $9,900 Building $83,000 | $92,900 Land $9,900 Building $83,000 |
| 2024 | $633.00 | ||
| 2023 | $78,200 (+1.03%) Land $9,400 Building $68,800 | $78,200 (+1.03%) Land $9,400 Building $68,800 | |
| 2022 | $539.00 | $77,400 Land $8,600 Building $68,800 | $77,400 Land $8,600 Building $68,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 615 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAPEL MUNICIPAL WATER COMPANY serves 2,379 people · EPA ID IN5248013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Feb 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| On-Ramp Indiana Fiber · Fixed Wireless | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, T-Mobile, Verizon.
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