714 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 714 Augusta Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1940
Lot Size	0.246 acres (10,709 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2023)
Tax Bill	$1,229 (2022)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-326-011`

Property Details

APN / Parcel Number

Primary APN	`06-12-326-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	10,709 sqft (0.246 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	714 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINCENT S LOVELL ADD 1/2 VAC ALLEY & ALL OF LOT 5 BLK 3
Legal Subdivision	VINCENT S LOVELL ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	850800

Owner

Source: Kane County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	595 JERVEY LN, BARTLETT, IL 60103-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 8, 2023	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Deed Document Number	202339324
Prior Transfer Date	Jun 28, 2005
Prior Transfer Doc	0000105540
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	714 AUGUSTA AVE, ELGIN, IL 60120-3741
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 AUGUSTA AVE, ELGIN, IL 60120-3741

Mortgage

Document Number	0000007650
Date	Feb 25, 2026
Instrument	2026K007650

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 8, 2023
Property Address	714 AUGUSTA AVE, ELGIN, IL 60120-3741
Document Number	0000039324
Instrument Date	Nov 2, 2023
Instrument	2023K039324
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 AUGUSTA AVE, ELGIN, IL 60120-3741

Mortgage

Document Number	0000039325
Date	Nov 8, 2023
Instrument	2023K039325

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,590 (+8.57%) Land $20,976 Building $60,614	$244,868 (+8.57%) Land $62,953 Building $181,915
2024		$75,149 (+21.39%) Land $19,320 Building $55,829	$225,537 (+21.44%) Land $57,983 Building $167,554
2022	$1,229.00 (-2.85%) Disabled Person's exemption	$61,905 (+6.96%) Land $15,915 Building $45,990	$185,715 (+6.96%) Land $47,745 Building $137,970
2021	$1,265.00 Disabled Person's exemption	$57,876 Land $14,879 Building $42,997	$173,628 Land $44,637 Building $128,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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