738 Augusta Ave, Elgin, IL 60120 Property Records

Kane County property record for 738 Augusta Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,703 sqft · built 1933
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$396,000 (Jul 2025)
Tax Bill	$7,768 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-326-007`

Property Details

APN / Parcel Number

Primary APN	`06-12-326-007`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	5 Stories
Building Area	1,703 sqft Living Area
Gross Area	2,838 sqft
Basement Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	9,960 sqft (0.229 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	738 AUGUSTA AVE
City	ELGIN
State	IL
Zip	60120-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINCENT S LOVELL ADDN 1/2 VACATED ALLEY & ALL OF LOT 1 BLOCK 3
Legal Subdivision	VINCENT S LOVELL ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5014
Census Tract	850800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	738 AUGUSTA AVE, ELGIN, IL 60120-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Feb 28, 1995 · Amount on Record
Deed Document Number	202524291
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	738 AUGUSTA AVE, ELGIN, IL 60120-3741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001767
Date	Jan 10, 2020
Instrument	2020K001767

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,768.00 (+15.85%)	$109,823 (+8.57%) Land $20,195 Building $89,628	$329,601 (+8.57%) Land $60,609 Building $268,992
2024		$101,154 (+21.39%) Land $18,601 Building $82,553	$303,583 (+21.44%) Land $55,825 Building $247,758
2022	$6,705.00 (+4.52%) Homeowner's exemption	$83,327 (+6.96%) Land $15,323 Building $68,004	$249,981 (+6.96%) Land $45,969 Building $204,012
2021	$6,415.00 Homeowner's exemption	$77,905 Land $14,326 Building $63,579	$233,715 Land $42,978 Building $190,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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