7138 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7138 Ladd Cir, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Architecture Style	Townhouse
Year Built	Built 2000
Square Footage	1,320 sqft Living Area
Lot Size	1,640 sqft (0.038 acres)
Occupancy	Owner Occupied
Last Sale	$405,000 (2025)
Tax Bill	$3,360.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-578628`
Alternative APN	`578628`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,320 sqft Living Area
1st Floor	680 sqft 1st Floor
Basement Area	1 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	1,640 sqft (0.038 acres)
Deck Area	180 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	578628
Street Address	7138 LADD CIR
City	FREDERICK
State	MD
Zip	21703-7107
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 172 PLAT 7 1640 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE 07
Legal Lot Number	172
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-578628

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7138 LADD CIR, FREDERICK, MD 21703-7107
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2025 · Amount on Record
Deed Sale	Jan 02, 2025 · Amount on Record
Prior Sale	Dec 29, 2022 · Amount on Record
Prior Transfer Date	Dec 23, 2011
Prior Transfer Doc	0087180363
Record Refreshed	Jun 08, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 29, 2022
Property Address	7138 LADD CIR, FREDERICK, MD 21703-7107
Document Number	0162770275
Book / Page	16277 / 275
Map Reference	MB 55 PG 104
Instrument Date	Dec 23, 2022
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	HOME SETTLEMENT CTR LLC, HOME SETTLEMENT CENTRE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	7138 LADD CIR, FREDERICK, MD 21703-7107

Mortgage

Document Number	0016277281
Date	Dec 29, 2022
Instrument	16277/281

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$301,500 (+17.54%) Land $90,000 Building $211,500	$301,500 (-) Land $90,000 Building $211,500
2024	$3,360.00 (+8.6%)
2023	$3,094.00	$256,500	$301,500 Land $90,000 Building $211,500