Frederick County property record for 7134 Ladd Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,736 sqft · built 2000 |
| Lot Size | 0.054 acres (2,330 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,938 (Feb 2008) |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-578644 |
| Primary APN | 28-578644 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 416 sqft |
| Finished Basement | 416 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,330 sqft (0.054 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 578644 |
|---|---|
| Street Address | 7134 LADD CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7107 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 174 PLAT 7 2330 SQ. FT. STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE 07 |
| Legal Lot Number | 174 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751003 |
7134 Ladd Cir, a townhouse, is owned by two individuals who bought it in February 2008.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14509 JAYSTONE DR, SILVER SPRING, MD 20905-7403 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2008 · Amount on File |
| Deed Sale | Feb 26, 2008 · Amount on File |
| Prior Sale | Dec 20, 2002 · Amount on File |
| Deed Document Number | 200880828 |
| Deed Book / Page | 6896 / 627 |
| Transfer Doc | 0046730256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7134 LADD CIR, FREDERICK, MD 21703-7107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 14509 JAYSTONE DR, SILVER SPRING, MD 20905-7403 |
| Document Number | 0152290001 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 15229/1 |
| Name | BANK-FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 7134 Ladd Cir was $3,907, up 8.6% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,233 (+5.64%) | $365,500 (+16.92%) Land $125,000 Building $240,500 | |
| 2025 | $3,907.00 (+8.59%) | $312,600 Land $90,000 Building $222,600 | $312,600 Land $90,000 Building $222,600 |
| 2024 | $3,598.00 (+11.74%) | ||
| 2023 | $3,220.00 | $267,267 | $312,600 Land $90,000 Building $222,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7134 Ladd Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7134 Ladd Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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