7134 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7134 Oberlin Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,184 sqft · built 1993
Lot Size	0.059 acres (2,580 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Jun 2022)
Tax Bill	$4,420 (2025)
Deeds & Mortgages	Jan 2023 Transfer Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-571895`

Property Details

APN / Parcel Number

Primary APN	`28-571895`
Alternative APN	`571895`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	744 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,580 sqft (0.059 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	571895
Street Address	7134 OBERLIN CIR
City	FREDERICK
State	MD
Zip	21703-9483
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 85 PLAT 1 2580 SQ FT STONEBRIGE
Legal Subdivision	STONEBRIGE
Legal Lot Number	85
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	93 PATTERSON AVE, HEMPSTEAD, NY 11550-6516
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer
Sep 8, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 23, 2022	Re-recorded Document HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Book / Page	15999 / 289
Last Transfer Date	Jul 26, 2022
Transfer Doc	0162980297
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 17, 2023
Property Address	7134 OBERLIN CIR, FREDERICK, MD 21703-9483
Document Number	0162980297
Book / Page	16298 / 297
Map Reference	MB 49 PG 90
Instrument Date	Jul 26, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	93 PATTERSON AVE, HEMPSTEAD, NY 11550-6516

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	93 PATTERSON AVE, HEMPSTEAD, NY 11550-6516

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 8, 2021
Property Address	7134 OBERLIN CIR, FREDERICK, MD 21703-9483
Document Number	0152630455
Book / Page	15263 / 455
Map Reference	MB 49 PG 90
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7134 OBERLIN CIR, FREDERICK, MD 21703-9483

Mortgage

Document Number	15263463
Date	Sep 8, 2021
Instrument	15263/463

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FREDERICK MD
Recording Date	Jun 23, 2022
Property Address	7134 OBERLIN CIR, FREDERICK, MD 21703-9483
Document Number	0159990289
Book / Page	15999 / 289
Map Reference	MB 49 PG 90
Instrument Date	Aug 13, 2021
Record Updated	Jul 5, 2022
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7134 OBERLIN CIR, FREDERICK, MD 21703-9483

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$366,833 (+3.48%)	$391,500 (+10.44%) Land $125,000 Building $266,500
2025	$4,420.00 (+12.24%)	$354,500 (+25.96%) Land $90,000 Building $264,500	$354,500 (-) Land $90,000 Building $264,500
2024	$3,938.00 (+16.3%)
2023	$3,386.00	$281,433	$354,500 Land $90,000 Building $264,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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