7133 Oberlin Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7133 Oberlin Cir, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3 ba · 2,176 sqft · built 1993
Lot Size	0.038 acres (1,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2022)
Tax Bill	$4,266 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-572182`

Property Details

APN / Parcel Number

Primary APN	`28-572182`
Alternative APN	`572182`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	736 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,640 sqft (0.038 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Deck Area	216 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	572182
Street Address	7133 OBERLIN CIR
City	FREDERICK
State	MD
Zip	21703-9466
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 111 PLAT 1 1640 SQ FT STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	111
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1011
Census Tract	751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7133 OBERLIN CIR, FREDERICK, MD 21703-9466
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed, Transfer · Conventional Mortgage TODAY'S MORTGAGE INC
May 31, 2018	Quit Claim Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on Record
Deed Sale	Jan 7, 2022 · Amount on Record
Prior Sale	Oct 3, 2005 · Amount on Record
Deed Book / Page	15643 / 446
Transfer Doc	0000002177
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 7, 2022
Property Address	7133 OBERLIN CIR, FREDERICK, MD 21703-9466
Document Number	0156430446
Book / Page	15643 / 446
Map Reference	MB 49 PG 90
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	TRIO TITLE GROUP LLC, PRO TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7133 OBERLIN CIR, FREDERICK, MD 21703-9466

Mortgage

Document Number	0015643452
Date	Jan 7, 2022
Instrument	15643/452

Lender

Name	TODAY'S MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	May 31, 2018
Property Address	7133 OBERLIN CIR, FREDERICK, MD 21703-9466
Document Number	0124380249
Book / Page	012438 / 000249
Instrument Date	Apr 28, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 S TRYON ST CHARLOTTE NC 282800002, CHARLOTTE, NC 28280-0002

Mortgage

Document Number	124380253
Date	May 31, 2018
Book Page	012438/000253

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,467 (+4.26%)	$385,600 (+12.78%) Land $125,000 Building $260,600
2025	$4,266.00 (+10.2%)	$341,900 (+20.83%) Land $90,000 Building $251,900	$341,900 (-) Land $90,000 Building $251,900
2024	$3,871.00 (+13.72%)
2023	$3,404.00	$282,967	$341,900 Land $90,000 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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