7131 Indiangrass Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 7131 Indiangrass Rd, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,681 sqft · built 2010
Lot Size	0.239 acres (10,411 sqft)
Owner	Company Name on Record
Last Sale	$230,000 (Apr 2010)
Tax Bill	$8,970 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`128855`

Property Details

APN / Parcel Number

Primary APN	`128855`
Alternative APN	`302632267000010340`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,681 sqft Heated Area
Gross Area	5,080 sqft
1st Floor Area	2,159 sqft
Upper Floors Area	1,522 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
Garage Type	Detached - Finished
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	36 sqft
Porch	Open Porch
Porch Area	655 sqft
Deck Area	688 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	128855
Street Address	7131 INDIANGRASS RD
City	SAINT CLOUD
State	FL
Zip	34773-6068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD D-1 PB 17 PGS 80-81 LOT 34
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	HARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract	2670
Legal Block	1
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2112
Census Tract	43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	7131 INDIANGRASS RD, HARMONY, FL 34773-6068
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 30, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2010 · Amount on Record
Deed Sale	Apr 28, 2010 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	0039772380
Last Transfer Date	Aug 30, 2022
Transfer Doc	0062780468
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7131 INDIANGRASS RD, SAINT CLOUD, FL 34773-6068
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7131 INDIANGRASS RD, HARMONY, FL 34773-6068

Mortgage

Document Number	0061452249
Date	Feb 8, 2022
Book Page	6145/2249
Instrument	2022020947

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Aug 30, 2022
Property Address	7131 INDIANGRASS RD, SAINT CLOUD, FL 34773-6068
Document Number	0062780468
Book / Page	6278 / 468
Map Reference	MB 17 PG 80&81
Instrument Date	Aug 23, 2022
Instrument	2022132964
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7131 INDIANGRASS RD, HARMONY, FL 34773-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7131 INDIANGRASS RD, HARMONY, FL 34773-6068

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,970.00 (+5.34%) Homeowner's exemption	$314,419 (+5.99%)	$606,400 (+3.68%) Land $80,000 Building $526,400
2023	$8,515.00 (+5.79%) Homeowner's exemption	$296,659 (+3%)	$584,900 (+9.78%) Land $70,000 Building $514,900
2022	$8,049.00 Homeowner's exemption	$288,019	$532,800 Land $65,000 Building $467,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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