7130 Indiangrass Rd, Saint Cloud, FL 34773 Property Records

Osceola County property record for 7130 Indiangrass Rd, Saint Cloud, FL 34773

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,746 sqft · built 2014
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$543,000 (Aug 2024)
Tax Bill	$9,227 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2670-0001-0160`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2670-0001-0160`
Alternative APNs	`263230267000010160` `128837`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	3,922 sqft
1st Floor Area	1,300 sqft
Upper Floors Area	1,446 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	336 sqft
Porch	Finished/Open Porch
Porch Area	460 sqft
Deck Area	706 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	7130 INDIANGRASS RD
City	SAINT CLOUD
State	FL
Zip	34773-6067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BIRCHWOOD NEIGHBORHOOD D-1 PB 17 PGS 80-81 LOT 16
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	BIRCHWOOD NBHD D1
Legal Tract	2670
Legal Block	1
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7130 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Aug 16, 2024	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Apr 20, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	2024106685
Deed Book / Page	6650 / 2682
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	0056401334
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	7130 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2957 HOODED CRANE CV, HARMONY, FL 34773-6141

Mortgage

Document Number	0067352778
Date	Feb 5, 2025
Book Page	6735/2778
Instrument	2025015109

Lender

Name	RESICENTRAL LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 1, 2054

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 16, 2024
Property Address	7130 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067
Document Number	0066502682
Book / Page	6650 / 2682
Map Reference	MB 17 PG 80&81
Instrument Date	Aug 13, 2024
Instrument	2024106685
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,801.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11713 BELLE HAVEN DR, NEW PORT RICHEY, FL 34654-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7130 INDIANGRASS RD, SAINT CLOUD, FL 34773-6067

Mortgage

Document Number	2024106686
Date	Aug 16, 2024
Instrument	2024106686

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 20, 2020
Property Address	7130 INDIANGRASS RD, HARMONY, FL 34773-6067
Document Number	0057101809
Book / Page	005710 / 001809
Instrument Date	Apr 17, 2020
Instrument	53939
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7130 INDIAN GRASS RD HARMONY FL 347736067, HARMONY, FL 34773-6067

Mortgage

Document Number	57101811
Date	Apr 20, 2020
Book Page	005710/001811
Instrument	53940

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2019
Property Address	7130 INDIANGRASS RD, HARMONY, FL 34773-6067
Document Number	0056401334
Book / Page	005640 / 001334
Instrument Date	Sep 23, 2019
Instrument	162017
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10071 S GLENMOOR DR SOUTH JORDAN UT 840091208, SOUTH JORDAN, UT 84009-1208

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,227.00 (+33.47%)	$445,800 (+59.05%) Land $80,000 Building $365,800	$445,800 (+4.01%) Land $80,000 Building $365,800
2024	$6,913.00 (+1.99%)
2023	$6,778.00 (+5.51%) Homeowner's exemption	$280,285 (+3%)	$428,600 (+9.2%) Land $70,000 Building $358,600
2022	$6,424.00 Homeowner's exemption	$272,122	$392,500 Land $65,000 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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