7131 Co Rd 203, Durango, CO 81301 Property Records

La Plata County property record for 7131 Co Rd 203, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 2019
Lot Size	1 acre (43,908 sqft)
Owner	2 Individual Names on File
Last Sale	$124,250 (Oct 2013)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5597-103-20-043`

Property Details

APN / Parcel Number

Primary APN	`5597-103-20-043`
Alternative APN	`R430084`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,826 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	43,908 sqft
Garage Type	Attached
Garage Area	842 sqft
Porch	Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R430084
Street Address	7131 COUNTY ROAD 203
City	DURANGO
State	CO
Zip	81301-3716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GREENFIELD PARK LOT: 43 7131 CR 203 DURANGO 81301
Legal Subdivision	GREENFIELD PARK
Legal Block	2
Legal Lot Number	43
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2031
Census Tract	970705

Owner

7131 Co Rd 203 is owned and occupied by two individuals who bought it in October 2013.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7131 COUNTY ROAD 203, DURANGO, CO 81301-3716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2013 · Amount on File
Deed Sale	Oct 11, 2013 · Amount on File
Deed Document Number	20131072940
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	7131 COUNTY ROAD 203, DURANGO, CO 81301-3716
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	COLORADO TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001154230
Date	Mar 11, 2019
Instrument	1154230

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	GRAND JUNCTION, CO 81507

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Apr 10, 2034

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 10, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.3%
Index	5-Year CMT
Max Rate	15.3%

Tax Assessment & Valuation

The 2025 property tax bill for 7131 Co Rd 203 was $1,460.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,470 (-2.08%) Land $10,800 Building $14,670	$416,280 (-) Land $176,530 Building $239,750
2025	$1,460.00	$26,010 Land $11,030 Building $14,980	$416,280 Land $176,530 Building $239,750
2023	$517.00 (-16.34%)	$11,930 (-15.39%) Land $7,930 Building $4,000	$178,030 (-12.26%) Land $118,300 Building $59,730
2022	$618.00	$14,100 Land $10,330 Building $3,770	$202,900 Land $148,650 Building $54,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7131 Co Rd 203 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7131 Co Rd 203 is high, ranking above 85% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20