7130 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7130 Summit Dr, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,888 sqft Living Area
Lot Size	8,747 sqft (0.201 acres)
Garage	Attached, 420 sqft
Last Sale	$310,000 (2023)
Tax Bill	$1,514.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855609-000150`
Alternative APNs	`072927855609000150` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,888 sqft Living Area
Gross Area	2,308 sqft Gross Area
1st Floor	1,888 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	8,747 sqft (0.201 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Shed	1 Shed
Porch Area	164 sqft Porch

Location & Zoning

Street Address	7130 SUMMIT DR
City	WINTER HAVEN
State	FL
Zip	33884-2763
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 15
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	SUMMIT EAST PHASE 1
Legal Phase	1
Legal Tract	855609
Legal Block	1
Legal Lot Number	15
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	1
Census Block	1009
Census Tract	14123

Owner

Source: Polk County records · APN 27-29-07-855609-000150

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7129 SUMMIT DR, WINTER HAVEN, FL 33884-2764
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Mar 08, 2005 · Amount on Record
Deed Doc Number	2023202919
Deed Book / Page	12817 / 1335
Record Refreshed	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 29, 2023
Property Address	7130 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number	0000202919
Book / Page	12817 / 1335
Map Reference	MB 124 PG 29&30
Instrument Date	Aug 28, 2023
Instrument	2023202919
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded Values by County
Additional	Lis Pendens Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7130 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7129 SUMMIT DR, WINTER HAVEN, FL 33884-2764

Mortgage

Document Number	0128171336
Date	Aug 29, 2023
Instrument	12817/1336

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,514.00 (+6.92%) Homeowner's exemption	$124,462 (+5.62%)	$240,078 (-16.39%) Land $42,000 Building $198,078
2023	$1,416.00 (+3.89%) Homeowner's exemption	$117,843 (+3%)	$287,130 (+16.38%) Land $40,000 Building $247,130
2022	$1,363.00 Homeowner's exemption	$114,411	$246,716 Land $34,000 Building $212,716

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.