7128 Summit Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 7128 Summit Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,460 sqft · built 2004
Lot Size	0.201 acres (8,747 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Feb 2025)
Tax Bill	$1,207 (2025)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-29-07-855609-000140`

Property Details

APN / Parcel Number

Primary APN	`27-29-07-855609-000140`
Alternative APNs	`072927855609000140` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,747 sqft (0.201 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	156 sqft

Location & Zoning

Street Address	7128 SUMMIT DR
City	WINTER HAVEN
State	FL
Zip	33884-2763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT EAST PHASE 1 PB 124 PGS 29-30 LOT 14
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	SUMMIT EAST PHASE 1
Legal Phase	1
Legal Tract	855609
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1009
Census Tract	14123

Owner

7128 Summit Dr is owned by a company that bought it in February 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	7128 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Mar 25, 2004 · Amount on File
Deed Document Number	202531954
Deed Book / Page	13430 / 1352
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 16, 2026
Property Address	7128 SUMMIT DR, WINTER HAVEN, FL 33884-2763
Document Number	0000061919
Book / Page	13917 / 1842
Map Reference	MB 124 PG 29
Instrument Date	Mar 12, 2026
Instrument	2026061919
Transaction Type	Transfer
Record Updated	Mar 30, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7130 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7128 SUMMIT DR, WINTER HAVEN, FL 33884-2763

Tax Assessment & Valuation

The 2025 property tax bill for 7128 Summit Dr was $1,207, up 4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,905 (+84.09%) Land $42,000 Building $156,905	$198,905 (-3.04%) Land $42,000 Building $156,905
2025	$1,207.00 (+3.96%)	$108,046	$205,141 Land $42,000 Building $163,141
2024	$1,161.00 (+4.03%)
2023	$1,116.00 (+4.4%) Homeowner's exemption	$101,943 (+3%)	$244,707 (+16.18%) Land $40,000 Building $204,707
2022	$1,069.00 Homeowner's exemption	$98,974	$210,621 Land $34,000 Building $176,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7128 Summit Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	24 (1979–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7128 Summit Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000