704 Thorntree Ct, San Marcos, CA 92078 Property Records

San Diego County property record for 704 Thorntree Ct, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,706 sqft · built 2019
Lot Size	0.197 acres (8,605 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,000 (Dec 2019)
Tax Bill	$10,652 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-520-35-00`

Property Details

APN / Parcel Number

Primary APN	`217-520-35-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,706 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,605 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	704 THORNTREE CT
City	SAN MARCOS
State	CA
Zip	92078-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LOT 14 TR 016143
Legal Subdivision	SAN MARCOS TSM 14-003
Legal Tract	016143
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	20037

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 23, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 6, 2018	Loan Modification, Mortgage · Line of Credit HOUSING CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Deed Document Number	2019601407
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102

Mortgage

Document Number	0000783246
Date	Dec 7, 2020
Instrument	2020-0783246

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 23, 2019
Property Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102
Document Number	0000601407
Map Reference	MAP 16143
Instrument Date	Nov 13, 2019
Instrument	2019-0601407
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE CO HSD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000601408
Date	Dec 23, 2019
Instrument	2019-0601408

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 6, 2018
Property Address	704 THORNTREE CT, SAN MARCOS, CA 92078-6102
Instrument Date	Oct 25, 2018
Instrument	464626
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	FIRST AMERICAN TITLE CO RESID'

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	707 THORNTREE CT SAN MARCOS CA 92078, SAN MARCOS, CA 92078

Mortgage

Document Number	0000464626
Date	Nov 6, 2018
Instrument	464626

Lender

Name	HOUSING CAP
Type	Funding / Finance Company
Address	3200 BRISTOL ST # 800, COSTA MESA, CA 92626-1884

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,519 (+2%) Land $312,343 Building $523,176
2025	$10,652.00 (+6.98%) Homeowner's exemption	$819,137 (+4.04%) Land $306,219 Building $512,918
2023	$9,957.00 (+1.5%) Homeowner's exemption	$787,330 Land $294,329 Building $493,001
2022	$9,810.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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