713 Saco Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 713 Saco Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,973 sqft · built 1984
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 2017)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`284182-0120`

Property Details

APN / Parcel Number

Primary APN	`284182-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,973 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,698 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	28 sqft
Deck Area	120 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	713 SACO CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	14/40-46 ST AUG SHORES UNIT 6 LOT 12 BLK 182 OR4430/1808
Legal Range	30E
Legal Township	08S
Legal Section	40
Legal Subdivision	ST. AUGUSTINE SHORES UNIT 6
Legal Block	182
Legal Lot Number	12
Legal Unit	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2020
Census Tract	21211

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	713 SACO CT, SAINT AUGUSTINE, FL 32086-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Prior Sale	Sep 14, 2005 · Amount on Record
Deed Document Number	201761015
Deed Book / Page	4430 / 1808
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 1, 2017
Property Address	713 SACO CT, SAINT AUGUSTINE, FL 32086-7601
Document Number	0044301808
Book / Page	4430 / 1808
Map Reference	MB14 PG40-46
Instrument Date	Aug 25, 2017
Instrument	2017061015
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6949 GATES RD, 6949, GATES MILLS, OH 44040-9666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	713 SACO CT, SAINT AUGUSTINE, FL 32086-7601

Mortgage

Document Number	2017061016
Date	Sep 1, 2017
Instrument	2017061016

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,748 (-15.74%) Land $93,870 Building $228,878	$322,748 (-15.74%) Land $93,870 Building $228,878
2025	$5,260.00 (+14.97%)	$383,020 (+4.29%)	$383,020 (+4.29%) Land $88,594 Building $294,426
2024	$4,575.00 (+5.12%)
2023	$4,352.00 (+5.89%)	$367,270 (+3.46%)	$367,270 (+3.46%) Land $88,594 Building $278,676
2022	$4,110.00	$354,998	$354,998 Land $57,330 Building $297,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 109 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	109 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250