725 Saco Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 725 Saco Ct, Saint Augustine, FL 32086 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 1984
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$359,000 (Oct 2025)
Tax Bill$1,386 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN284182-0090

Property Details

APN / Parcel Number

Primary APN284182-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,698 sqft Living Area
Gross Area2,414 sqft
1st Floor Area1,698 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions122 ft deep x 94 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area476 sqft
PorchFinished Screened Porch
Porch Area303 sqft
Deck Area336 sqft
Patio Area345 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address725 SACO CT
CitySAINT AUGUSTINE
StateFL
Zip32086-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14/40-46 ST AUG SHORES UNIT 6 LOT 9 BLK 182 OR6239/1634
Legal Range30E
Legal Township08S
Legal Section40
Legal SubdivisionST. AUGUSTINE SHORES UNIT 6
Legal Block182
Legal Lot Number9
Legal Unit6
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2020
Census Tract21211

Owner

Source: St. Johns County records · APN 284182-0090

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 SACO CT, SAINT AUGUSTINE, FL 32086-7601
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Mar 08, 2019Warranty Deed, Transfer
ATTORNEY ONLY
May 18, 2017Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2025 · Amount on Record
Deed SaleOct 16, 2025 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Document Number202584418
Deed Book / Page6239 / 1634
Prior Transfer DateMar 07, 2019
Prior Transfer Doc0046911169
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 16, 2025
Property Address725 SACO CT, SAINT AUGUSTINE, FL 32086-7601
Document Number0062391634
Book / Page6239 / 1634
Map ReferenceMB 14 PG 40-46
Instrument DateOct 10, 2025
Instrument2025084418
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address113 OLD SPANISH BLUFF RD, EAST PALATKA, FL 32131-4376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address725 SACO CT, ST AUGUSTINE, FL 32086-7601

Mortgage

Document Number0062391636
DateOct 16, 2025
Instrument6239/1636
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 08, 2019
Property Address725 SACO CT, SAINT AUGUSTINE, FL 32086-7601
Document Number0046911169
Book / Page004691 / 001169
Instrument DateMar 07, 2019
Instrument16030
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 SACO CT ST AUGUSTINE FL 320867601, ST AUGUSTINE, FL 32086-7601

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address725 SACO CT, SAINT AUGUSTINE, FL 32086-7601
Document Number0043800476
Book / Page004380 / 000476
Instrument DateMay 18, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 SACO CT ST AUGUSTINE FL 320867601, ST AUGUSTINE, FL 32086-7601

Mortgage

Document Number0043800476
DateMay 30, 2017
Book Page004380/000476
Instrument36737
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 29, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$319,224 (+72.65%) Land $112,048 Building $207,176$319,224 (-8.39%) Land $112,048 Building $207,176
2025$1,386.00 (+23.97%) Homeowner's exemption Senior Citizen's exemption$184,895 (+2.9%)$348,467 (+0.81%) Land $105,750 Building $242,717
2024$1,118.00 (+0.72%) Homeowner's exemption Senior Citizen's exemption$179,684 (+3%)$345,669 (+3.14%) Land $105,750 Building $239,919
2023$1,110.00 (+3.06%) Homeowner's exemption Senior Citizen's exemption$174,450 (+3%)$335,136 (+8.17%) Land $105,750 Building $229,386
2022$1,077.00 Homeowner's exemption Senior Citizen's exemption$169,369$309,813 Land $68,432 Building $241,381

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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