Worcester County and Gardner City property record for 713 Clark St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,744 sqft Living Area |
| Lot Size | 60,436 sqft (1.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $480,000 (2023) |
| Tax Bill | $55.00 (2025) |
Source: Worcester County and Gardner City records · APN M:H-37 B:0033A L:0032A
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 713 CLARK ST, GARDNER, MA 01440-1255 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2023 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jul 01, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance GFA FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Aug 25, 2014 · Amount on Record |
| Deed Book / Page | 69706 / 383 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 29, 2023 |
| Property Address | 713 CLARK ST, GARDNER, MA 01440-1255 |
| Document Number | 069706-383 |
| Book / Page | 69706 / 383 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 81522 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 713 CLARK ST, GARDNER, MA 01440-1255 |
| Document Number | 0000081523 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 81523 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 713 CLARK ST, GARDNER, MA 01440-1255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62715-272 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 62715/272 |
| Instrument | 70399 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55.00 (-99.06%) | $389,100 (-0.79%) Land $78,300 Building $310,800 | $447,260 |
| 2024 | $5,879.00 (+6.6%) | $392,200 (+14.71%) Land $71,300 Building $320,900 | |
| 2023 | $5,515.00 | $341,900 Land $70,200 Building $271,700 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | M:H-37 B:0033A L:0032A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 3,563 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 60,436 sqft (1.38 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 713 CLARK ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1255 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 32A |
| Jurisdiction | GARDNER MA |
| Minor Civil Division | GARDNER |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 707400 |
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