690 Clark St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 690 Clark St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1981
Square Footage960 sqft Living Area
Lot Size21,990 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2026)
Tax Bill$42.00 (2025)

Property Details

APN / Parcel Number

Primary APNGARD M:H37 B:17 L:5
Alternative APN
  • M:H-37 B:0035J L:0005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area960 sqft Living Area
Gross Area2,088 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area21,990 sqft (0.505 acres)

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address690 CLARK ST
CityGARDNER
StateMA
Zip01440-1208
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionGARDNER FISH & GUN CLUB INC
Legal Block17
Legal Lot Number5
JurisdictionGARDNER MA
Minor Civil DivisionGARDNER
Census Blockgroup1
Census Block1008
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:H37 B:17 L:5

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Owner on File
Mailing Address690 CLARK ST, GARDNER, MA 01440-1208
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Fiduciary Deed, Transfer · Conventional Mortgage
NEIGHBORS BANK
Aug 13, 2020Deed of Trust, Mortgage · Balloon Payment
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Last Sale Amount on Jan 15, 2026
  • Deed Sale Price on Jan 15, 2026
  • Prior Sale Amount on Jul 30, 1990
Deed Book / Page73088 / 387
Record RefreshedJun 08, 2026

January 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionGARDNER MA
Recording DateJan 15, 2026
Property Address690 CLARK ST, GARDNER, MA 01440-1208
Document Number073088-387
Book / Page73088 / 387
Instrument DateJan 15, 2026
Instrument3668
Transaction TypeTransfer
Record UpdatedFeb 04, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address690 CLARK ST, GARDNER, MA 01440-1208

Mortgage

Document Number0000003669
DateJan 15, 2026
Instrument3669
Lender
NameNEIGHBORS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address690 CLARK ST, GARDNER, MA 01440-1208
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63014-296
DateAug 13, 2020
Book Page63014/296
Instrument90349
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$42.00 (-98.99%)$297,800 (+7.24%) Land $75,700 Building $222,100$335,635
2024$4,163.00 (+7.35%)$277,700 (+15.52%) Land $68,800 Building $208,900
2023$3,878.00$240,400 Land $67,800 Building $172,600

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