7129 Wallace Ave, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7129 Wallace Ave, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,824 sqft · built 1967
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$343,500 (Jun 2020)
Tax Bill$7,954 (2025)
Deeds & MortgagesApr 2026 Mortgage
Sep 2025 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN525-0003-0109-00

Property Details

APN / Parcel Number

Primary APN525-0003-0109-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
Gross Area2,688 sqft
1st Floor Area888 sqft
2nd Floor Area936 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7129 WALLACE AVE
CityCINCINNATI
StateOH
Zip45243-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALLACE 50 X 140 LOT 71 MADEIRA HTS SUB
Legal SubdivisionMADEIRA HTS SUB
Legal Lot Number71
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group6
Census Block6006
Census Tract24100

Owner

Source: Hamilton County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 29, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 26, 2020Warranty Deed, Transfer · Conventional Mortgage
RUOFF MTG
Sep 4, 2019Warranty Deed, Transfer · Line of Credit
WALLACE AVE PERSONAL P TR (CT)
Aug 13, 2019Affidavit of Death, Transfer
ATTORNEY ONLY
Aug 13, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number202061286
Deed Book / Page14198 / 1864
Prior Transfer DateAug 19, 2003
Prior Transfer Doc0000497866
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateApr 23, 2026
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Document Number0000030723
Book / Page15651 / 1554
Instrument DateApr 17, 2026
Instrument202630723
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620

Mortgage

Document Number0000030723,
DateApr 23, 2026
Book Page15651/1554
Instrument202630723
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620

Mortgage

Document Number0000075049
DateSep 29, 2025
Book Page15510/273
Instrument2025-0075049
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 14, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091479
DateSep 27, 2022
Book Page14760/1080
Instrument2022-0091479
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031636
DateMar 12, 2021
Book Page14373/529
Instrument2021-0031636
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028227
DateMar 17, 2022
Book Page14626/876
Instrument2022-0028227
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJun 26, 2020
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Document Number0000061286
Book / Page014198 / 001864
Instrument DateJun 19, 2020
Instrument61286
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,374.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7129 WALLACE AVE CINCINNATI OH 452432620, CINCINNATI, OH 45243-2620

Mortgage

Document Number61287
DateJun 26, 2020
Book Page014198/001866
Instrument61287
Lender
NameRUOFF MTG
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 4, 2019
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Document Number0000075059
Book / Page013994 / 003034
Instrument DateAug 30, 2019
Instrument75059
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10280 GROG RUN RD LOVELAND OH 451409626, LOVELAND, OH 45140-9626

Mortgage

Document Number75060
DateSep 4, 2019
Book Page013994/003037
Instrument75060
Lender
NameWALLACE AVE PERSONAL P TR (CT)
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number75978,
DateSep 4, 2019
Book Page013996/001890
Instrument75978
Lender
NameRISING PHOENIX PROPERTIES LLC
AddressPO BOX 53172, CINCINNATI, OH 45253-0172
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionHAMILTON OH
Recording DateAug 13, 2019
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Document Number0000066925
Book / Page013979 / 000870
Instrument DateAug 7, 2019
Instrument66925
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7129 WALLACE AVE MADEIRA OH 452432620, MADEIRA, OH 45243-2620

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateAug 13, 2019
Property Address7129 WALLACE AVE, CINCINNATI, OH 45243-2620
Document Number0000066926
Book / Page013979 / 000873
Instrument DateAug 7, 2019
Instrument66926
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3640 PARK 42 DR CINCINNATI OH 452412072, CINCINNATI, OH 45241-2072
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,954.00 (+2.66%)$135,296 (-) Land $39,382 Building $95,914$386,560 (-) Land $112,520 Building $274,040
2024$7,748.00 (-1.31%)$135,296 (-) Land $39,382 Building $95,914
2023$7,851.00 (-8%)$135,296 (+12.53%) Land $39,382 Building $95,914$386,560 (+12.54%) Land $112,520 Building $274,040
2022$8,534.00 Homeowner's exemption$120,226 Land $27,570 Building $92,656
2020$343,500 Land $78,770 Building $264,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1985–2001)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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