7120 Wallace Ave, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7120 Wallace Ave, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,369 sqft · built 1927
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$210,000 (Jun 2022)
Tax Bill$4,614 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN525-0003-0094-00

Property Details

APN / Parcel Number

Primary APN525-0003-0094-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,369 sqft Living Area
1st Floor Area925 sqft
AtticAttic
Attic Area444 sqft
Basement Area925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Architectural StyleConventional
Exterior MaterialStucco
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space
PorchPorch
Porch Area260 sqft
Patio Area298 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7120 WALLACE AVE
CityCINCINNATI
StateOH
Zip45243-2621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7120 WALLACE 50 X 140 LOT 57 MADEIRA HTS SUB
Legal SubdivisionMADEIRA HEIGHTS SUB
Legal Lot Number57
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group6
Census Block6005
Census Tract24100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7120 WALLACE AVE, CINCINNATI, OH 45243-2621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNION SAVINGS BANK
Jun 30, 2022Survivorship Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Apr 24, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2022 · Amount on File
Deed SaleJun 30, 2022 · Amount on File
Prior SaleMay 17, 2011
Deed Document Number0000064749
Deed Book / Page14699 / 2647
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7120 WALLACE AVE, CINCINNATI, OH 45243-2621
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyOLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083090
DateAug 29, 2022
Book Page14740/2224
Instrument2022-0083090
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

June 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateJun 30, 2022
Property Address7120 WALLACE AVE, CINCINNATI, OH 45243-2621
Document Number0000064749
Book / Page14699 / 2647
Map ReferenceMB 23 PG 36
Instrument DateJun 20, 2022
Instrument2022-0064749
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyOLDE STONE TITLE, OLD TOWN TITLE

Transaction

AmountAmount on Record
Tax$630.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7120 WALLACE AVE, CINCINNATI, OH 45243-2621

Mortgage

Document Number0000064750
DateJun 30, 2022
Instrument2022-0064750
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 1, 2023
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change5.5%
Index1-Year CMT
Max Rate9.5%

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7120 WALLACE AVE, CINCINNATI, OH 45243-2621
Document Number0000038389
Book / Page013407 / 001575
Instrument DateApr 24, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address7120 WALLACE AVE CINCINNATI OH 452432621, CINCINNATI, OH 45243-2621

Mortgage

Document Number0000038389
DateMay 1, 2017
Book Page013407/001575
Instrument38389
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,614.00 (+2.47%)$78,302 (-) Land $39,382 Building $38,920
2024$4,503.00 (-1.18%)$78,302 (-) Land $39,382 Building $38,920
2023$4,557.00 (+17.75%)$78,302 (+23.68%) Land $39,382 Building $38,920$223,720 (+23.68%) Land $112,520 Building $111,200
2022$3,870.00 Homeowner's exemption$63,309 Land $27,570 Building $35,739
2020$180,880 Land $78,770 Building $102,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1985–2001)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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