7128 Ladd Cir, Frederick, MD 21703 Property Records

Frederick County property record for 7128 Ladd Cir, Frederick, MD 21703 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	3 ba · 1,328 sqft · built 2000
Lot Size	0.037 acres (1,640 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2017)
Tax Bill	$3,190 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Apr 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`28-578679`

Property Details

APN / Parcel Number

Primary APN	`28-578679`
Alternative APN	`578679`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,328 sqft Total Area
1st Floor Area	688 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 2000
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,640 sqft (0.037 acres)
Deck Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	578679
Street Address	7128 LADD CIR
City	FREDERICK
State	MD
Zip	21703-7107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 177 PLAT 7 1640 SQ. FT. STONEBRIDGE
Legal Subdivision	STONEBRIDGE
Legal Lot Number	177
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-578679

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7128 LADD CIR, FREDERICK, MD 21703-7107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2017	Grant Deed, Transfer · Conventional with PMI APEX HM LNS
Apr 21, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2017 · Amount on Record
Deed Sale	Dec 08, 2017 · Amount on Record
Prior Sale	Apr 21, 2017 · Amount on Record
Deed Document Number	0001217489
Deed Book / Page	12174 / 89
Record Updated	Jun 07, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 08, 2017
Property Address	7128 LADD CIR, FREDERICK, MD 21703-7107
Document Number	0121740089
Book / Page	012174 / 000089
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	R AND P SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7128 LADD CIR FREDERICK MD 217037107, FREDERICK, MD 21703-7107

Mortgage

Document Number	121740098
Date	Dec 08, 2017
Book Page	012174/000098

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 07, 2047

Mortgage

Document Number	121740118,
Date	Dec 08, 2017
Book Page	012174/000118

Lender

Name	COMMUNITY DEV COMMISSION
Type	Construction/Development Company
Address	LANHAM, MD 20706
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 21, 2017
Property Address	7128 LADD CIR, FREDERICK, MD 21703-7107
Document Number	0117800231
Book / Page	011780 / 000231
Instrument Date	Feb 07, 2017
Transaction Type	Foreclosure
Record Updated	Dec 08, 2017

Transaction

Amount	Amount Recorded
Tax	$207.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7800 HARKINS RD LANHAM SEABROOK MD 207061333, LANHAM SEABROOK, MD 20706-1333

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,190.00	$264,700	$311,500 Land $90,000 Building $221,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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