Frederick County property record for 7126 Ladd Cir, Frederick, MD 21703 · Last verified September 2023
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,320 sqft · built 2000 |
| Lot Size | 0.037 acres (1,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Mar 2021) |
| Tax Bill | $2,922 (2023) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-578687 |
| Primary APN | 28-578687 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Total Area |
| 1st Floor Area | 680 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,640 sqft (0.037 acres) |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 578687 |
|---|---|
| Street Address | 7126 LADD CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7107 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 178 PLAT 7 1640 SQ. FT. STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE 07 |
| Legal Lot Number | 178 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751003 |
Source: Frederick County records · APN 28-578687
Assessment roll updated July 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 7126 LADD CIR, FREDERICK, MD 21703-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 13, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | May 04, 2000 · Amount on Record |
| Deed Document Number | 0001472290 |
| Deed Book / Page | 14722 / 90 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 31, 2021 |
| Property Address | 7126 LADD CIR, FREDERICK, MD 21703-7107 |
| Document Number | 0147220090 |
| Book / Page | 14722 / 90 |
| Map Reference | MB 55 PG 104 |
| Instrument Date | Feb 09, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2021 |
| Title Company | MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VALLEY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 1472296 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 14722/96 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7126 LADD CIR, FREDERICK, MD 21703-7107 |
| Document Number | 0125150475 |
| Instrument Date | Jun 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 7126 LADD CIR #CLR FREDERICK MD 217037107, FREDERICK, MD 21703-7107 |
| Document Number | 0125150475 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 012515/000475 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,922.00 Homeowner's exemption | $251,300 | $295,100 Land $90,000 Building $205,100 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217510031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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