Gloucester County property record for 7124 Bray Rd, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,442 sqft · built 1975 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $314,900 (May 2024) |
| Tax Bill | $1,746 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18963 |
| Primary APN | 18963 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Porch | Slab |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7124 BRAY RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | HAYES LOT 1 |
| Legal Subdivision | PLAT: PB1 347 |
| Legal Lot Number | 1 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7124 BRAY RD, HAYES, VA 23072-3437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LANGLEY FEDERAL CREDIT UNION |
| Sep 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION |
| Apr 29, 2019 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage HIT & FLIP LLC |
| Aug 15, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Sep 4, 2019 · Amount on Record |
| Deed Document Number | 20241958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7124 BRAY RD, HAYES, VA 23072-3437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210006819 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 210006819 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Sep 4, 2019 |
| Property Address | 7124 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0190003840 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 190003840 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | CLOSING EXPERTS TITLE AND ESCROW, CLOSING EDGE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7124 BRAY RD, GLOUCESTER, VA 23061 |
| Document Number | 0190003841 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 190003841 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 29, 2019 |
| Property Address | 7124 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0190001766 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 190001766 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 191, LIGHTFOOT, VA 23090-0191 |
| Document Number | 0190001767 |
|---|---|
| Date | Apr 29, 2019 |
| Instrument | 190001767 |
| Name | HIT & FLIP LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Aug 15, 2018 |
| Property Address | 7124 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0180003613 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 180003613 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 55004, IRVINE, CA 92619-5004 |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,746.00 (+12.14%) | $299,430 (+18.03%) Land $51,260 Building $248,170 | $299,430 (+18.03%) Land $51,260 Building $248,170 |
| 2025 | $1,557.00 (+6.57%) | $253,690 (+1.17%) Land $51,260 Building $202,430 | $253,690 (+1.17%) Land $51,260 Building $202,430 |
| 2024 | $1,461.00 | $250,750 (-) Land $51,260 Building $199,490 | $250,750 (-) Land $51,260 Building $199,490 |
| 2023 | $1,461.00 (+10.18%) | $250,750 (+37.03%) Land $51,260 Building $199,490 | $250,750 (+37.03%) Land $51,260 Building $199,490 |
| 2022 | $1,326.00 | $182,990 Land $44,120 Building $138,870 | $182,990 Land $44,120 Building $138,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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