Gloucester County property record for 7108 Bray Rd, Hayes, VA 23072
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,850 sqft · built 1957 |
| Lot Size | 0.436 acres (18,992 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Aug 2018) |
| Tax Bill | $1,299 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Sep 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14190 |
| Primary APN | 14190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,850 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,992 sqft (0.436 acres) |
| Patio Area | 40 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7108 BRAY RD |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3437 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | SF-1 |
| Legal Description | HAYES (OAKDALE) SEAWELL LOT 3 |
| Legal Subdivision | PLAT: PB1 347 |
| Legal Lot Number | 3 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | GLOUCESTER POINT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 100301 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4772 REGENTS PARK, WILLIAMSBURG, VA 23188-1798 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| Sep 15, 2020 | Deed, Transfer · Stand-Alone Refinance NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on Record |
| Deed Sale | Aug 21, 2018 · Amount on Record |
| Prior Sale | Dec 21, 2006 · Amount on Record |
| Deed Document Number | 20183676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7108 BRAY RD, HAYES, VA 23072-3437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | LYTLE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0220004011 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 220004011 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Sep 15, 2020 |
| Property Address | 7108 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0200004850 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 200004850 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4772 REGENTS PARK, HAYES, VA 23072 |
| Document Number | 0200004851 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 200004851 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 9, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Aug 21, 2018 |
| Property Address | 7108 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0180003676 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 180003676 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Title Company | LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7108 BRAY RD, HAYES, VA 23072-3437 |
| Document Number | 0180003677 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 180003677 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,299.00 (+2.69%) | $222,820 (+8.08%) Land $60,000 Building $162,820 | $222,820 (+8.08%) Land $60,000 Building $162,820 |
| 2025 | $1,265.00 (+5.33%) | $206,170 (-) Land $61,950 Building $144,220 | $206,170 (-) Land $61,950 Building $144,220 |
| 2024 | $1,201.00 (-1.4%) | $206,170 (-1.38%) Land $61,950 Building $144,220 | $206,170 (-1.38%) Land $61,950 Building $144,220 |
| 2023 | $1,218.00 (+6.94%) | $209,060 (+33%) Land $61,950 Building $147,110 | $209,060 (+33%) Land $61,950 Building $147,110 |
| 2022 | $1,139.00 | $157,190 Land $52,120 Building $105,070 | $157,190 Land $52,120 Building $105,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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