Cass County property record for 71229 Dawn Dr, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 1972 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2006) |
| Tax Bill | $6,164 (2025) |
| Deeds & Mortgages | Aug 2017 Construction Loan Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-385-006-04 |
| Primary APN | 14-120-385-006-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,364 sqft Building Perimeter |
| 1st Floor Area | 1,364 sqft |
| Basement Area | 1,364 sqft |
| Unfinished Basement | 1,364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Area | 1,104 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 71229 DAWN DR |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . 776 8-13 LOT 16 COVERDALE TERRACE |
| Legal Subdivision | COVERDALE TERRACE |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 1000 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 71229 DAWN DR, UNION, MI 49130-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Construction Mortgage HORIZON BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Sep 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2006 · Amount on Record |
| Deed Sale | Aug 11, 2006 · Amount on Record |
| Deed Book / Page | 942 / 880 |
| Last Transfer Date | May 3, 2016 |
| Transfer Doc | 1106/1472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 71229 DAWN DR, UNION, MI 49130-9709 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 01127/1303 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 1127/1303 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 71229 DAWN DR, UNION, MI 49130-9709 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01185/1173 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 1185/1173 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 23, 2020 |
| Property Address | 71229 DAWN DR, UNION, MI 49130-9709 |
| Document Number | 01180/1960 |
| Book / Page | 1180 / 1960 |
| Map Reference | LB 1-H PG 394 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13347 LAKE DR, 13347, UNION, MI 49130-9755 |
| Name | Verified Name |
|---|---|
| Address | 71229 DAWN DR, UNION, MI 49130-9709 |
| Document Number | 0011801962 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 1180/1962 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,700 (-15.92%) Land $378,700 | $757,400 (-15.92%) Land $757,400 | |
| 2025 | $6,164.00 (+5.48%) Homeowner's exemption | $450,400 (+74.3%) Land $450,400 | $900,800 (+74.3%) Land $900,800 |
| 2024 | $5,844.00 (+7.41%) | ||
| 2023 | $258,400 | $516,800 | |
| 2022 | $5,441.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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