7122 Spicer Dr, Citrus Heights, CA 95621 Property Records

Sacramento County property record for 7122 Spicer Dr, Citrus Heights, CA 95621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,377 sqft · built 1971
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Apr 2026)
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`232-0391-007-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0391-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area
1st Floor Area	1,377 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7122 SPICER DR
City	CITRUS HEIGHTS
State	CA
Zip	95621-7343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	CREEKWOOD ESTATES, LOT 28
Legal Subdivision	CREEKWOOD ESTATES
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5003
Census Tract	8119

Owner

7122 Spicer Dr is owned and occupied by an individual who bought it in April 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE WEST LENDING INC
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage WHOLESALE LENDING ONLINE
Mar 18, 2022	Grant Deed, Transfer · Conventional Mortgage WHOLESALE WEST LENDING INC
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHOLESALE WEST LENDING INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional with PMI WHOLESALE WEST LNDG INC
Dec 18, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Book / Page	20260430 / 952
Prior Transfer Date	Feb 2, 2015
Prior Transfer Doc	0000000627
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	0000000684
Date	Aug 3, 2021
Instrument	202108030684

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2026
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	2026000952
Book / Page	20260430 / 952
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,328.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	2026000953,
Date	Apr 30, 2026
Book Page	20260430/953

Lender

Name	WHOLESALE LENDING ONLINE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 18, 2022
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	0000000510
Map Reference	MB 79 MAP 30
Instrument Date	Mar 15, 2022
Instrument	2022031800510
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	0000000511
Date	Mar 18, 2022
Instrument	2022031800511

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Transaction Type	Mortgage
Record Updated	Aug 13, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	8030000000684
Date	Aug 3, 2021
Book Page	20210803/684

Lender

Name	WHOLESALE WEST LENDING INC
Type	Non-Lending Institution
Address	SACRAMENTO, CA 95816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1909270928
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7122 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1909270928
Date	Sep 27, 2019
Instrument	1909270928

Lender

Name	WHOLESALE WEST LNDG INC
Address	725 30TH ST # 203, SACRAMENTO, CA 95816-3842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2017
Property Address	7122 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1712181659
Instrument Date	Dec 8, 2017
Instrument	1712181659
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7122 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1712181660
Date	Dec 18, 2017
Instrument	1712181660

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7122 Spicer Dr was $6,628, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,276 (+2%) Land $140,716 Building $427,560
2025	$6,628.00 (+0.94%)	$557,134 Land $137,957 Building $419,177
2024	$6,566.00 (+2.61%)
2023	$6,399.00 (+49.72%)	$535,500 Land $132,600 Building $402,900
2022	$4,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7122 Spicer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7122 Spicer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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