7112 Spicer Dr, Citrus Heights, CA 95621 Property Records

Sacramento County property record for 7112 Spicer Dr, Citrus Heights, CA 95621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1972
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2016)
Tax Bill	$4,232 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`232-0391-009-0000`

Property Details

APN / Parcel Number

Primary APN	`232-0391-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7112 SPICER DR
City	CITRUS HEIGHTS
State	CA
Zip	95621-7343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	CREEKWOOD ESTATES, LOT 30
Legal Subdivision	CREEKWOOD ESTATES
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5003
Census Tract	8119

Owner

7112 Spicer Dr is owned and occupied by two individuals who acquired it in October 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Intrafamily Transfer, Transfer · Line of Credit SAFE CU
Jul 12, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG
Oct 24, 2018	Quit Claim Deed, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG
Apr 30, 2018	Loan Modification, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2016 · Amount on File
Deed Sale	Aug 5, 2016 · Amount on File
Deed Book / Page	20160805 / 1268
Last Transfer Date	Oct 19, 2018
Transfer Doc	10240000001184
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2025
Property Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	0000000152
Map Reference	MB 79 MAP 30
Instrument Date	Aug 12, 2025
Instrument	202509260152
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	0000000153
Date	Sep 26, 2025
Instrument	202509260153

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1907180737
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7112 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1907180737
Date	Jul 18, 2019
Instrument	1907180737

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2049

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 24, 2018
Property Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1810241184
Instrument Date	Oct 19, 2018
Instrument	1810241184
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7112 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1810241185
Date	Oct 24, 2018
Instrument	1810241185

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1805100100
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	May 22, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1805100100
Date	May 10, 2018
Instrument	1805100100

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95678

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7112 SPICER DR, CITRUS HEIGHTS, CA 95621-7343
Document Number	1709280195
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7112 SPICER DR CITRUS HEIGHTS CA 956217343, CITRUS HEIGHTS, CA 95621-7343

Mortgage

Document Number	1709280195
Date	Sep 28, 2017
Instrument	1709280195

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	ROSEVILLE, CA 95678

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7112 Spicer Dr was $4,232, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,050 (+2%) Land $82,862 Building $278,188
2025	$4,232.00 (+0.95%)	$353,972 Land $81,238 Building $272,734
2024	$4,192.00 (+2.59%)
2023	$4,086.00 (+0.52%)	$340,230 Land $78,085 Building $262,145
2022	$4,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7112 Spicer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7112 Spicer Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - LINCOLN OAKS private · serves 48,105 people · EPA ID CA3410013
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net, T-Mobile, Verizon.

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