7122 Bowers Rd, Frederick, MD 21702 Property Records

Frederick County property record for 7122 Bowers Rd, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,066 sqft · built 1963
Lot Size0.463 acres (20,147 sqft)
OwnerIndividual Name on Record
Tax Bill$4,597 (2025)
Deeds & MortgagesDec 2022 Mortgage
Aug 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-453715

Property Details

APN / Parcel Number

Primary APN24-453715
Alternative APN
  • 453715

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,066 sqft Living Area
Gross Area2,210 sqft
1st Floor Area1,066 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area20,147 sqft (0.463 acres)
Garage Area392 sqft
Parking Spaces1 Parking Space
Deck Area144 sqft
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number453715
Street Address7122 BOWERS RD
CityFREDERICK
StateMD
Zip21702-3617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT .46 AC W/S BOWERS RD.
Legal Lot Number46
JurisdictionFREDERICK MD
Township / Civil Division24, BRADDOCK
Census Block Group1
Census Block1014
Census Tract751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7122 BOWERS RD, FREDERICK, MD 21702-3617
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Intrafamily Transfer, Transfer · FHA Mortgage
IBANEZ MORTGAGE GROUP LLC
Aug 9, 2018Grant Deed, Transfer
EXPRESS TITLE
Aug 9, 2018Grant Deed, Transfer · FHA Mortgage
ACOPIA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 14, 2022
Transfer Doc0162620374
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateDec 15, 2022
Property Address7122 BOWERS RD, FREDERICK, MD 21702-3617
Document Number0162620370
Book / Page16262 / 370
Instrument DateDec 8, 2022
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyICON TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7122 BOWERS RD, FREDERICK, MD 21702-3617

Mortgage

Document Number0162620374
DateDec 15, 2022
Book Page16262/374
Lender
NameIBANEZ MORTGAGE GROUP LLC
AddressFAIRFAX, VA 22030
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 9, 2018
Property Address7122 BOWERS RD, FREDERICK, MD 21702-3617
Document Number0125630009
Book / Page012563 / 000009
Instrument DateJul 11, 2018
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyEXPRESS TITLE

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7122 BOWERS RD FREDERICK MD 217023617, FREDERICK, MD 21702-3617

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 9, 2018
Property Address7122 BOWERS RD, FREDERICK, MD 21702-3617
Document Number0125630001
Book / Page012563 / 000001
Instrument DateJul 10, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyEXPRESS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address7122 BOWERS RD FREDERICK MD 217023617, FREDERICK, MD 21702-3617

Mortgage

Document Number125630013
DateAug 9, 2018
Book Page012563/000013
Lender
NameACOPIA
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$393,900 (+8.17%) Land $115,000 Building $278,900$393,900 (-) Land $115,000 Building $278,900
2025$4,597.00 (+9.56%)$364,133 (+19.54%)$393,900 (+29.32%) Land $115,000 Building $278,900
2024$4,196.00 (+12.89%)
2023$3,717.00$304,600 Land $82,900 Building $221,700$304,600 Land $82,900 Building $221,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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