Frederick County property record for 7114 Bowers Rd, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,363 sqft · built 1963 |
| Lot Size | 0.459 acres (20,037 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,500 (Nov 2019) |
| Tax Bill | $3,102 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-445577 |
| Primary APN | 24-445577 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,363 sqft Total Area |
| 1st Floor Area | 1,363 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 20,037 sqft (0.459 acres) |
| Garage Type | Carport |
| Garage Area | 297 sqft |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 288 sqft |
| Bath House | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 445577 |
|---|---|
| Street Address | 7114 BOWERS RD |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 0.46 AC W/S BOWERS RD. AT MATTHEW DEV. |
| Legal Subdivision | MATTHEW DEV |
| Legal Lot Number | 46 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 751203 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7114 BOWERS RD, FREDERICK, MD 21702-3678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC |
| Nov 22, 2019 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 · Amount on Record |
| Deed Sale | Nov 22, 2019 · Amount on Record |
| Deed Document Number | 0001336077 |
| Deed Book / Page | 13360 / 77 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7114 BOWERS RD, FREDERICK, MD 21702-3678 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 7114 BOWERS RD, FREDERICK, MD 21702-3678 |
| Document Number | 0146480008 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 14648/8 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 22, 2019 |
| Property Address | 7114 BOWERS RD, FREDERICK, MD 21702-3678 |
| Document Number | 0133600077 |
| Book / Page | 13360 / 0077 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,142.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 7114 BOWERS RD, FREDERICK, MD 21702-3678 |
| Document Number | 133600083 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 13360/0083 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,102.00 | $252,100 Land $82,900 Building $169,200 | $252,100 Land $82,900 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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