71213 State Line Rd, Edwardsburg, MI 49112 Property Records

Cass County property record for 71213 State Line Rd, Edwardsburg, MI 49112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,006 sqft · built 1987
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2024)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-090-021-007-00`

Property Details

APN / Parcel Number

Primary APN	`14-090-021-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,006 sqft Building Perimeter
1st Floor Area	1,605 sqft
Basement Area	1,605 sqft
Unfinished Basement	1,605 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	126,760 sqft (2.91 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	71213 STATE LINE RD
City	EDWARDSBURG
State	MI
Zip	49112-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	324A-2 346-1252 COM S 89 DEG 45'E 1754.35 FT & S 0 DEG 50'E 1109.25 FT FRM NW COR SEC, TH S 89 DEG 35'E 276 FT, N 0 DEG 50'W
Legal Range	15W
Legal Township	08S
Legal Section	21
Legal Lot Number	19
Jurisdiction	CASS MI
Township / Civil Division	ONTWA
Census Block Group	4
Census Block	4016
Census Tract	1802

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	May 1, 2020 · Amount on Record
Deed Document Number	2024217822
Deed Book / Page	1254 / 1997
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756

Mortgage

Document Number	001238/405
Date	Oct 10, 2023
Book Page	1238/405

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756

Mortgage

Document Number	01233/1799
Date	Jun 15, 2023
Book Page	1233/1799

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001185/842
Date	Nov 30, 2020
Book Page	1185/842

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	May 1, 2020
Property Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756
Document Number	01171/2544
Book / Page	1171 / 2544
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1705 ONTARIO RD, 1705, NILES, MI 49120-4845

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	71213 STATE LINE RD, EDWARDSBURG, MI 49112-8756

Mortgage

Document Number	0011712546
Date	May 1, 2020
Instrument	1171/2546

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Ontwa Township
Unified School District	Edwardsburg Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,500 (+6.89%) Land $215,500	$431,000 (+6.89%) Land $431,000
2025	$5,358.00 (+63.3%) Homeowner's exemption	$201,600 (+32.81%) Land $201,600	$403,200 (+32.81%) Land $403,200
2023		$151,800	$303,600
2022	$3,281.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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