7121 Panorama Dr, Derwood, MD 20855 Property Records

Montgomery County property record for 7121 Panorama Dr, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,173 sqft · built 1966
Lot Size	0.476 acres (20,727 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Jun 2026)
Tax Bill	$6,314 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00125257`

Property Details

APN / Parcel Number

Primary APN	`04-00125257`
Alternative APN	`00125257`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,173 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	20,727 sqft (0.476 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00125257
Street Address	7121 PANORAMA DR
City	DERWOOD
State	MD
Zip	20855-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	CANDLEWOOD PARK
Legal Subdivision	CANDLEWOOD PARK
Legal Block	6
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	701212

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7121 PANORAMA DR, DERWOOD, MD 20855-1938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY FUNDING GROUP INC GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Deed Book / Page	70627 / 275
Prior Transfer Date	Mar 10, 2016
Prior Transfer Doc	0518660215
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 18, 2026
Property Address	7121 PANORAMA DR, DERWOOD, MD 20855-1938
Document Number	7062000275
Book / Page	70627 / 275
Instrument Date	Jun 10, 2026
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	HARVART TITLE, HARVEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7121 PANORAMA DR, DERWOOD, MD 20855-1938

Mortgage

Document Number	7062000283,
Date	Jun 18, 2026
Book Page	70627/283

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7121 PANORAMA DR, ROCKVILLE, MD 20855-1938
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORIGINAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0548800089
Date	Sep 18, 2017
Book Page	54880/089

Lender

Name	UNITED STATES FCU
Type	Credit Union
Address	WASHINGTON, DC 20577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7121 PANORAMA DR, ROCKVILLE, MD 20855-1938
Document Number	0594810419
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	EVERGREEN TITLE COMPANY INC., EVERGREEN TITLE CO. INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7121 PANORAMA DR DERWOOD MD 208551938, DERWOOD, MD 20855-1938

Mortgage

Document Number	0594810419
Date	May 5, 2020
Book Page	059481/000419

Lender

Name	GREENWAY FUNDING GROUP INC GREENWAY FUNDING GROUP INC
Type	Bank
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,000 (+7.04%) Land $305,100 Building $274,900	$580,000 (-) Land $305,100 Building $274,900
2025	$6,314.00 (-2.47%)	$541,867 (+16.38%)	$580,000 (+24.57%) Land $305,100 Building $274,900
2024	$6,474.00 (+29.66%)
2023		$465,600 Land $290,600 Building $175,000	$465,600 Land $290,600 Building $175,000
2022	$4,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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