7108 Panorama Dr, Derwood, MD 20855 Property Records

Montgomery County property record for 7108 Panorama Dr, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,621 sqft · built 1966
Lot Size	0.349 acres (15,183 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Dec 1999)
Tax Bill	$7,388 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-00124754`

Property Details

APN / Parcel Number

Primary APN	`04-00124754`
Alternative APN	`00124754`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,621 sqft Living Area
Gross Area	3,061 sqft
1st Floor Area	1,809 sqft
Basement Area	812 sqft
Finished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	15,183 sqft (0.349 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	200 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00124754
Street Address	7108 PANORAMA DR
City	DERWOOD
State	MD
Zip	20855-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	CANDLEWOOD PARK
Legal Subdivision	CANDLEWOOD PARK
Legal Block	7
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	701212

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Apr 13, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
Apr 13, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
Jun 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 1999 · Amount on File
Deed Sale	Dec 7, 1999 · Amount on File
Deed Document Number	1999166982
Deed Book / Page	17725 / 481
Last Transfer Date	Mar 16, 2026
Transfer Doc	0703570169
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7108 PANORAMA DR, ROCKVILLE, MD 20855-1937
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937

Mortgage

Document Number	0636330080
Date	Aug 2, 2021
Book Page	63633/80

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT AIRY, MD 21771

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7108 PANORAMA DR, ROCKVILLE, MD 20855-1937
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	EXPRESS TITLE AND ESCROW LLC, EMPRESS TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937

Mortgage

Document Number	0702930047
Date	Mar 27, 2026
Book Page	70293/47

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 13, 2026
Property Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937
Document Number	7035000169
Book / Page	70357 / 169
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 13, 2026
Property Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937
Document Number	0703570169
Book / Page	70357 / 169
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7108 PANORAMA DR, DERWOOD, MD 20855-1937

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7108 PANORAMA DR, ROCKVILLE, MD 20855-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TTILE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0543770335
Date	Jun 1, 2017
Book Page	54377/335

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7108 PANORAMA DR, ROCKVILLE, MD 20855-1937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0598700357
Date	Jun 22, 2020
Book Page	59870/357

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,100 (+6.09%) Land $288,200 Building $321,900	$610,100 (-) Land $288,200 Building $321,900
2025	$7,388.00 (+7.2%)	$575,067 (+13.87%)	$610,100 (+20.81%) Land $288,200 Building $321,900
2024	$6,892.00 (+28.06%)
2023		$505,000 Land $274,400 Building $230,600	$505,000 Land $274,400 Building $230,600
2022	$5,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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