712 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 712 Wayne St, Saint Joseph, MI 49085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 684 sqft · built 1920
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2017)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-0340-0429-00-3`

Property Details

APN / Parcel Number

Primary APN	`76-0340-0429-00-3`
Alternative APN	`11-76-0340-0429-00-3`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	684 sqft Living Area
1st Floor Area	684 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	712 WAYNE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE NELY 1/2 OF LOT 429 ORIGINAL PLAT OF CITY OF ST JOSEPH WHOSE SWLY BDY IS PAR TO NELY BDY OF SD LOT 429
Legal Subdivision	NEWBERRYPORT
Legal Lot Number	429
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1036
Census Tract	802

Owner

Source: Berrien County records · APN 76-0340-0429-00-3

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 WAYNE ST, SAINT JOSEPH, MI 49085-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	20173192-0756
Deed Book / Page	3192 / 756
Prior Transfer Date	Sep 19, 2012
Prior Transfer Doc	03014/0011
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 13, 2017
Property Address	712 WAYNE ST, SAINT JOSEPH, MI 49085-1360
Document Number	03192/0756
Book / Page	3192 / 0756
Map Reference	LB E PG564
Instrument Date	Dec 09, 2017
Instrument	3192-0756
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WAYNE ST, SAINT JOSEPH, MI 49085-1360
Investor	Possibly a Property Investor

Mortgage

Document Number	0031920757
Date	Dec 13, 2017
Instrument	3192-0757

Lender

Name	ETHOS LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,300 (-0.32%)	$188,600 (-0.32%)
2025	$2,603.00 (+2.44%) Homeowner's exemption	$94,600 (+25.3%)	$189,200 (+25.3%)
2024	$2,541.00 (+9.29%)
2023		$75,500	$151,000
2022	$2,325.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210008021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.