Berrien County property record for 701 Wayne St, Saint Joseph, MI 49085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,497 sqft · built 1900 |
| Lot Size | 0.196 acres (8,538 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (Sep 2006) |
| Tax Bill | $3,795 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76-3160-0037-00-6 |
| Primary APN | 76-3160-0037-00-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,497 sqft Living Area |
| 1st Floor Area | 1,531 sqft |
| Basement Area | 1,351 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,538 sqft (0.196 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 701 WAYNE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - E |
| Legal Description | COM NWLY COR OF LOT 8 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S58DEG45'E 142' TH S31DEG15'W 60' TH N58DEG45'W 142' TH N31DEG15'E 60' TO BEG DESC INCLUDES W1/2 OF VAC ALLEY LYING E OF SD DESC |
| Legal Subdivision | HOYTS ADD |
| Legal Block | 22 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 802 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 701 WAYNE ST, SAINT JOSEPH, MI 49085-1359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Aug 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Apr 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2006 · Amount on Record |
| Deed Sale | Sep 27, 2006 · Amount on Record |
| Prior Sale | Aug 2, 2000 · Amount on Record |
| Deed Book / Page | 2746 / 1721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 701 WAYNE ST, SAINT JOSEPH, MI 49085-1359 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03203/0832 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 3203/0832 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 701 WAYNE ST, SAINT JOSEPH, MI 49085-1359 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03214/0253 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 3214/0253 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 115 Months |
| Due | Mar 15, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 701 WAYNE ST, SAINT JOSEPH, MI 49085-1359 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03203/0832 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 3203/0832 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 15, 2028 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,600 (+15.64%) | $331,200 (+15.64%) | |
| 2025 | $3,795.00 (+11.95%) | ||
| 2023 | $143,200 | $286,400 | |
| 2022 | $3,390.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JOSEPH serves 7,930 people · EPA ID MI0006310 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures