712 Vanhook Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 712 Vanhook Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1988
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on Record
Last Sale$46,275 (Nov 1999)
Tax Bill$3,790 (2025)
Deeds & MortgagesApr 2022 Refinance
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APN493089 161.00-1-2.1

Property Details

APN / Parcel Number

Primary APN493089 161.00-1-2.1
Alternative APNs
  • 308916100000010020010000
  • 00000004395

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area65,340 sqft (1.5 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area69 sqft
Patio Area80 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000004395
Street Address712 VANHOOK RD
CityOWEGO
StateNY
Zip13827-6528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number2.001
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group4
Census Block4019
Census Tract20401

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address712 VANHOOK RD, OWEGO, NY 13827-6528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 1999 · Amount on Record
Deed SaleNov 18, 1999 · Amount on Record
Prior SaleMar 15, 1999 · Amount on Record
Deed Book / Page636 / 29
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address712 VANHOOK RD, OWEGO, NY 13827-6528
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022000001919
DateApr 28, 2022
Instrument20220-00001919
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address712 VANHOOK RD, OWEGO, NY 13827-6528
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000004812
DateOct 4, 2021
Instrument20210-00004812
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,790.00 (+155.74%)$74,600 (-) Land $13,000 Building $61,600$142,775 (+3.35%) Land $24,880 Building $117,895
2023$74,600 Land $13,000 Building $61,600$138,148 Land $24,074 Building $114,074
2019$1,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims16 (1979–2011)
Claims Outside the SFHA4 of 16
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zeta Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Fiberspark, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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