390 Vanhook Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 390 Vanhook Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,952 sqft · built 1965
Lot Size1.4 acres (60,984 sqft)
Owner2 Individual Names on File
Last Sale$82,000 (Jan 2006)
Tax Bill$3,600 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN493089 161.00-1-7

Property Details

APN / Parcel Number

Primary APN493089 161.00-1-7
Alternative APNs
  • 308916100000010070000000
  • 00000004479

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,952 sqft Living Area
1st Floor Area1,276 sqft
Basement Area676 sqft
Finished Basement676 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area60,984 sqft (1.4 acres)
Lot Width288 ft Width
Garage TypeBasement
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000004479
Street Address390 VANHOOK RD
CityOWEGO
StateNY
Zip13827-6532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number7.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group4
Census Block4019
Census Tract20401

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address390 VANHOOK RD, OWEGO, NY 13827-6532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2006 · Amount on File
Deed SaleJan 11, 2006 · Amount on File
Prior SaleMay 14, 2003 · Amount on File
Deed Book / Page12820 / 9001
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Recording DateAug 28, 2026
Property Address390 VANHOOK RD, OWEGO, NY 13827-6532
Document Number0000003097
Instrument DateAug 11, 2026
Instrument20263097
Transaction TypeMortgage
Record UpdatedSep 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 VANHOOK RD, OWEGO, NY 13827-6532

Mortgage

Document Number0000003097,
DateAug 28, 2026
Instrument20263097
Lender
NameVISIONS FEDERAL CREDIT UNION
Agreement
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,600.00 (-0.06%) Homeowner's exemption
2025$3,602.00 (+155.82%)$70,900 (-) Land $12,800 Building $58,100$135,694 (+3.35%) Land $24,498 Building $111,196
2023$70,900 Land $12,800 Building $58,100$131,296 Land $23,704 Building $107,592
2019$1,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims16 (1979–2011)
Claims Outside the SFHA4 of 16
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims
  • Severe Storms And Flooding, Jun 2006 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Zeta Broadband.

Nearby Properties on Vanhook Rd

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