Anne Arundel County property record for 712 Sydney Ter, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,596 sqft · built 1992 |
| Lot Size | 0.134 acres (5,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2018) |
| Tax Bill | $5,124 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-892-90054390 |
| Primary APN | 02-892-90054390 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 1,596 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,844 sqft (0.134 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | 144 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 89290054390 |
|---|---|
| Street Address | 712 SYDNEY TER |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 8 AREA 8 PL 2 HERITAGE HARBOUR |
| Legal Subdivision | HERITAGE HARBOUR |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 751600 |
712 Sydney Ter is owned and occupied by two individuals who acquired it in November 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Intrafamily Transfer, Transfer |
| Jun 18, 2019 | Deed of Trust, Mortgage · Line of Credit HOWARD BANK |
| Oct 4, 2018 | Grant Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2018 · Amount on File |
| Deed Sale | Oct 4, 2018 · Amount on File |
| Prior Sale | Mar 3, 2016 · Amount on File |
| Deed Book / Page | 32543 / 486 |
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 0419150055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 15, 2025 |
| Property Address | 712 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Number | 0419150055 |
| Book / Page | 41915 / 55 |
| Map Reference | MB 107 PL 1 |
| Instrument Date | Nov 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 712 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 712 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0332460352 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 33246/352 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 4, 2018 |
| Property Address | 712 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Number | 0325430486 |
| Book / Page | 032543 / 000486 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $385.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 712 SYDNEY TER ANNAPOLIS MD 214016958, ANNAPOLIS, MD 21401-6958 |
The 2025 property tax bill for 712 Sydney Ter was $5,124, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $498,300 (+6.95%) Land $225,500 Building $272,800 | $498,300 (-) Land $225,500 Building $272,800 | |
| 2025 | $5,124.00 (+2.28%) Homeowner's exemption | $465,933 | $498,300 Land $225,500 Building $272,800 |
| 2024 | $5,010.00 (+14.36%) | ||
| 2023 | $4,381.00 Homeowner's exemption | $401,200 Land $205,500 Building $195,700 | $401,200 Land $205,500 Building $195,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Sydney Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Sydney Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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