Anne Arundel County property record for 704 Sydney Ter, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,756 sqft · built 1991 |
| Lot Size | 0.123 acres (5,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Aug 2025) |
| Tax Bill | $5,299 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-892-90054394 |
| Primary APN | 02-892-90054394 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| Gross Area | 2,308 sqft |
| 1st Floor Area | 1,756 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,344 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 308 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 89290054394 |
|---|---|
| Street Address | 704 SYDNEY TER |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 12 AREA 8 PL 2 HERITAGE HARBOUR |
| Legal Subdivision | HERITAGE HARBOUR |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 751600 |
704 Sydney Ter is owned and occupied by two individuals who bought it in August 2025.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2022 | Intrafamily Transfer, Transfer |
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 27, 2022 | Deed, Transfer EAGLE TITLE |
| Jun 29, 2018 | Grant Deed, Transfer BENJAMIN D EGNATZ |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2025 · Amount on File |
| Deed Sale | Aug 11, 2025 · Amount on File |
| Prior Sale | Apr 27, 2022 · Amount on File |
| Deed Book / Page | 41549 / 219 |
| Prior Transfer Date | Nov 22, 2022 |
| Prior Transfer Doc | 0393030377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 1, 2022 |
| Property Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Number | 0393030377 |
| Book / Page | 39303 / 377 |
| Map Reference | MB 107 FO 1 |
| Instrument Date | Nov 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2022 |
| Title Company | EAGLE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0387870483 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 38787/483 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 27, 2022 |
| Property Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Number | 0386580226 |
| Book / Page | 38658 / 226 |
| Map Reference | MB 107 FO 1 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 704 SYDNEY TER, ANNAPOLIS, MD 21401-6958 |
| Document Number | 0322590492 |
| Book / Page | 032259 / 000492 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2018 |
| Title Company | CAPITOL TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 704 SYDNEY TER ANNAPOLIS MD 214016958, ANNAPOLIS, MD 21401-6958 |
| Document Number | 322590497 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 032259/000497 |
| Name | BENJAMIN D EGNATZ |
|---|---|
| Address | 620 ELIZABETH ST, KEY WEST, FL 33040-6823 |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jun 28, 2020 |
| Rate | 3% |
|---|
The 2025 property tax bill for 704 Sydney Ter was $5,299, up 2.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $533,400 (+7.97%) Land $224,000 Building $309,400 | $533,400 (-) Land $224,000 Building $309,400 | |
| 2025 | $5,299.00 (+2.4%) Homeowner's exemption | $494,033 | $533,400 Land $224,000 Building $309,400 |
| 2024 | $5,175.00 (+14.11%) | ||
| 2023 | $4,535.00 | $415,300 Land $204,000 Building $211,300 | $415,300 Land $204,000 Building $211,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Sydney Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Sydney Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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