712 Sharons Bluff, Franklin, NC 28734 Property Records

Macon County property record for 712 Sharons Bluff, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,240 sqft · built 1997
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Dec 2009)
Tax Bill	$992 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`6531142406`

Property Details

APN / Parcel Number

Primary APN	`6531142406`
Alternative APNs	`0831989` `118798` `155936`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,240 sqft Heated Area
1st Floor Area	2,240 sqft
Basement Area	2,240 sqft
Finished Basement	2,240 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	221,720 sqft (5.09 acres)
Terrain	Rolling
Deck Area	60 sqft
Patio Area	554 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	155936
Street Address	712 SHARONS BLF
City	FRANKLIN
State	NC
Zip	28734-0157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 3 TRACT 7 RAINBOW MTN
Legal Subdivision	RAINBOW MOUNTAIN SUBDIVISION
Legal Tract	7
Legal Lot Number	3
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	5
Census Block	5027
Census Tract	970700

Owner

712 Sharons Bluff is owned and occupied by an individual who acquired it in September 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Sep 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2009 · Amount on File
Deed Sale	Dec 28, 2009 · Amount on File
Deed Document Number	20092008021155
Deed Book / Page	33 / 1814
Last Transfer Date	Sep 18, 2023
Transfer Doc	00S42/1998
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Sep 17, 2026
Property Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157
Document Number	0000005880
Book / Page	44 / 1452
Instrument Date	Aug 17, 2026
Instrument	20265880
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157

Mortgage

Document Number	0000005880,
Date	Sep 17, 2026
Book Page	44/1452
Instrument	20265880

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 18, 2023
Property Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157
Document Number	00S42/1998
Book / Page	S-42 / 1998
Instrument Date	Sep 18, 2023
Instrument	2023005812
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 SHARONS BLF, FRANKLIN, NC 28734-0157

Tax Assessment & Valuation

The 2026 property tax bill for 712 Sharons Bluff was $992, down 71.2% from the year before.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$992.00 (-71.15%)	$482,370 (-) Land $81,390 Building $400,980	$482,370 (-) Land $81,390 Building $400,980
2025	$3,439.00	$482,370 Land $81,390 Building $400,980	$482,370 Land $81,390 Building $400,980
2023	$1,646.00	$482,670 Land $81,390 Building $401,280	$482,670 Land $81,390 Building $401,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 712 Sharons Bluff in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 712 Sharons Bluff is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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