396 Sharons Bluff, Franklin, NC 28734 Property Records

Macon County property record for 396 Sharons Bluff, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,620 sqft · built 2006
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$545,000 (Jun 2022)
Tax Bill$1,858 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6531151822

Property Details

APN / Parcel Number

Primary APN6531151822
Alternative APNs
  • 0834769
  • 152745
  • 99189

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,620 sqft Heated Area
1st Floor Area1,080 sqft
Upper Floors Area540 sqft
Basement Area540 sqft
Finished Basement540 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeCrossed Walls
Roof TypeGable
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number152745
Street Address396 SHARONS BLF
CityFRANKLIN
StateNC
Zip28734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTRACT 11 OF LOT 3 RAINBOW MTN SUBD
Legal SubdivisionRAINBOW MTN SUBD
Legal Tract11
Legal Lot Number3
JurisdictionMACON NC
Township / Civil DivisionCARTOOGECHAYE
Census Block Group5
Census Block5027
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1246, DILLSBORO, NC 28725-1246
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleMar 14, 2005 · Amount on Record
Deed Document Number20225027
Deed Book / Page41 / 303
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateJun 30, 2022
Property Address396 SHARONS BLF, FRANKLIN, NC 28734
Document Number000Y41/303
Book / PageY-41 / 303
Instrument DateJun 15, 2022
Instrument2022005027
Transaction TypeTransfer
Record UpdatedJul 18, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,090.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address396 SHARONS BLF, FRANKLIN, NC 28734

Mortgage

Document Number2022005028
DateJun 30, 2022
Instrument2022005028
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,858.00$545,440 (-0.02%) Land $150,250 Building $395,190$545,440 (-0.02%) Land $150,250 Building $395,190
2025$1,858.00 (+0.65%)
2023$1,846.00$545,540 Land $150,250 Building $395,290$545,540 Land $150,250 Building $395,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Sharons Bluff

Nearby Streets

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